WorldRemit Transfer is one of the best methods to send money to Nigeria, or receive money from your client or family member(s) Abroad.
But in case you don’t know how to use platforms like WorldRemit, and you really need a faster and cheaper way to make transaction, consider if your case is like “Jerry” below;
Jerry has always been obsessed with what he considers outrageous charges he pays while sending money home to friends, family and loved ones in Nigeria using the conventional money transfer platforms.
In one of these occasions he was advised by a cousin “James” who visited from the U.K to try out “WorldRemit Transfer” platform since that has been his personal brand lately having discovered they operate with a transfer fee he considers ridiculously cheap.
Jerry didn’t blink before jumping in to try it out, and what were his findings? WorldRemit was not only cheaper, it was swift, seamless and secured with varying delivery options in Nigeria.
Given this, if as a Nigerian, African, etc., who wishes to send money to Nigeria or any other African country for up-keep, medical, education, investment, building, freelance payment, etc.
WorldRemit Transfer may just be one of the viable options you will have to consider.
What is WorldRemit?
WorldRemit is a cross-border digital payment solution that provides international money transfer service. It’s a fast and secure service in which you can transfer money online via smartphone, computer or any other device.
This platform is designed in a way that you are not required to visit an agent location to facilitate your remittance, you are good at home, office, from the comfort of your desktop and mobile device.
Benefits of using the WorldRemit Transfer in Nigeria
Using WorldRemit Transfer service in Nigeria could benefit you in a number of ways, since it’s one of the most up-to-date money transfer platforms with requisite functionality.
- There’s no limitation (unlike PayPal) in sending money to Nigeria since the service is available to over 150 countries locally around the globe
- Unlike most money transfer platforms, WorldRemit is designed with a multi-currency functionality which allows you to send money in a preferred local currency
- It’s an instant transfer which avails the receiver immediate pick-up without delays considering remittances could be meant to serve emergency purposes
- Using the WorldRemit platform has never been questionable in terms of security and convenience giving money could be sent from the comfort of your mobile device using the service app.
Who can use the WorldRemit service
Everyone above 18 years old, capable of accessing financial services with a legal work permit and are duly not under any form of obligation/limitation as perceived by the Bureau of finance in the residence country can use WorldRemit.
Requirements to Use WorldRemit
To use the WorldRemit Transfer service, you are required to make provision for the following
- Valid Identity card as approved by the relevant authority in your residence country
- A WorldRemit app/agent location
- The beneficiary’s complete name and phone number
- A credit/debit card linked to your WorldRemit app
With the above information and condition strictly met, you are one leg into sending your remittance to Nigeria or any other country where this service is available.
How to Send Money to Nigeria/Africa with WorldRemit
Note: Sending money to Nigeria or any other country follows the same protocol and could be referred to as a one size fits all scenario.
Traditionally you can either send money in two ways;
- The WorldRemit app or
- From an agent location.
Considering the ease of doing things most users prefer the mobile app since you do not have to travel down to an agent location whatsoever.
To send money from an WorldRemit Agent location
- Indicate your intention at the agent location,
- You will be required to complete a transfer form
- Endeavor to provide the receiver’s name and phone number at the appropriate column
Note: If you capture any other name other than the receiver has on his/her valid ID card in Nigeria such transfers may experience delay and would not be paid out.
It’s advised that the receivers should send their complete name as contained on their valid ID card in Nigeria suitable for money transfer namely (National ID card, Voter’s card, International Passport, driver’s license and the BVN).
- Hand in the transfer amount to the agent
- The agent will process the transfer, thereafter you will receive the transaction details, usually the “8-digit” reference number, amount being sent and the sender’s complete name.
The receiver will receive a transaction alert on their mobile phone since it has been inputted on the system during transaction processing, in a situation they could not get a beep, kindly forward every necessary details across since they’ll need them for cash pick-up at any of the participating banks location in Nigeria.
Note: WorldRemit uses the “OTP” as a secondary security layer for a payout and why you must ensure the receiver’s phone number is correctly captured during transaction processing at the agent location.
To send money from your WorldRemit app
This is the easiest means to effect a transfer so far, to do this
- Kindly visit Google Play Store and download the “WorldRemit app” available on both IOS and operating systems.
- Having downloaded the app, you will need to sign up at once
- On successful sign up, kindly login to commence your transfer
Note: You are required to link your credit/debit card from where you are expected to pay for your remittance, hope that’s clear? Good.
- Click on the menu, tap on “How it works” enter the amount you wish to send and pick a delivery option either bank account or cash pick-up.
Where a bank account is preferred, the receiver will have to withdraw the remittance across the counter without visiting the money transfer department in Nigeria (banks).
Remittance can now be received in USD.
Banks that Supports WorldRemit in Nigeria
There are basically 5 participating banks namely:
- Polaris bank,
- First bank,
- Access bank,
- Fidelity bank and
If the receiver has an account with any of these banks, the money will be deposited in USD by creating an automatic Dollar account for such customers, all they’ll do is simply walk into the branch, fill a withdrawal slip and complete a withdrawal “asap.”
- In the next column, kindly enter the recipient details: complete name, phone number, and destination.
- Add your personal information as seen on the app
- Link your card and complete your payment
- On successful completion “8-digit” transaction reference will be generated alongside other details.
- Kindly forward same to the receiver in Nigeria or any other country with which he/she can claim the money at the bank.
How to Receive Money from WorldRemit in Nigeria
It is assumed that you have either received the transaction details straight to your mobile phone or you have received from the sender, or both. Whichever happens first, what matters is that the information has been received.
It’s time to proceed to the bank for your Cash pick-up.
Requirements for WorldRemit cash pick-up
- Transfer 8-digit reference number
- Sender complete details (name)
- Amount being sent
- Valid ID card (Voter’s card, National ID card, Driver’s license, International Passport and BVN) any of the listed ID’s can serve.
- A mobile phone number linked to the transaction
In Nigeria the only authorized agents are banks, so you are expected to visit any of the participating banks mainly Polaris bank, First bank, Access bank, Fidelity bank and GTBank.
Note: Receipt method is strictly dependent on the preference made by the sender while routing the remittance. It could be via bank account or cash pick-up.
- Where a bank account is the case:
You are required to visit the advised bank by the sender/WorldRemit, on arrival you will have to complete a withdrawal slip just like when you intend to withdraw from your naira account.
The difference here is that the currency and the amount column should be completed in USD, both in figure and words. Hand over the slip to the paying teller who should complete your payment without delays.
- Where you have been advised on cash pick-up
Kindly walk into any of the aforementioned banks, except where a particular bank is being advised. Enquire to see the money transfer teller.
You will be required to complete a WorldRemit transfer form, complete the form while paying attention to details. Return the same to the teller with your valid ID card having completed.
The teller verifies the ID and crosscheck your form against the transfer details on the system, where every other detail is in the right order.
Payment processing will send an “OTP” to your mobile phone number linked to the transfer initially.
You are required to communicate the “One Time Password” to the paying teller who inputs the same in the column required on his/her system to complete your payout finally.
Having completed the payout you will receive cash in USD.
Note: You are not to be paid in naira or any currency other than the USD at this time.
Take your money to the parallel market for exchange and start spending, do not forget to buy me a bottle of Coke afterward (smiles).
Frequently asked questions on WorldRemit transfers
Q1. WorldRemit transfer daily/limit to Nigeria?
Unlike other money transfer platforms, you can transfer as much as $5000 per transaction to Nigeria without weekly, monthly or quarterly restrictions. However, you will be required to provide additional information on the WorldRemit app for your “KYC” if you wish to send higher limits.
Q2. How to track/correct WorldRemit receiver details
There’s always a need to track your transfer to ascertain its status either available for payout or already paid out, there’s likewise a room to track and correct WorldRemit receiver details where there’s an error in receiver’s name which may delay a payout in Nigeria.
Given this, the receiver is expected to provide the sender with the right name sequence as seen on his/her valid ID card.
Q3. How long does WorldRemit take to Nigeria?
Transfers to Nigeria and other countries are usually instant without delays, the receiver can cash out the same day in event the money is meant for high priority reasons like medicals, travel, etc.
Q4. WorldRemit bank transfer?
You can actually receive a transfer via any of the participating banks as mentioned earlier. The money could be sent and an immediate account opened IRO your transaction or as cash pick-up across the counter.
Q5. Which other method can I use for Money Transfer Except WorldRemit in Nigeria?
You can try platforms like Payoneer, Remitly, Ria Money, MoneyGram etc…. (Check here for other methods)
Conclusion: You Can Start Using WorldRemit to Send & Receive Money
WorldRemit transfer is a competitive brand that has gained users over the last few years giving to its effective, secure, safe and swift service delivery enshrined in a seamless user experience. Money transfer has never been this easy.
Have questions on this topic you’d need clarity or on money transfer generally? Let’s get talking via the comment box.
About Guest Author
Raphael Orji is a freelance writer, content marketing strategist with unique experience in banking , finance, and money transfer. He works with small businesses, start-ups and entrepreneurs in building brand image with quality content marketing strategy. He blogs over Fintechngr.
This Post “WorldRemit Transfer: How to Send & Receive Money with WorldRemit in Nigeria” first appeared on https://gbolamedia.com – Do not copy!
Chipper Cash vs PayDay — Which one should you choose?
Chipper Cash vs PayDay – Who do you think will win?
I know that you have heard about these two platforms before now and might have used one or two of them. In this head-to-head review, we will compare the two famous dollar and virtual card providers, Chipper Cash and PayDay, to help you determine which one is better suited for your needs.
We will examine various aspects such as usability, fees, features, and customer support to provide you with a comprehensive analysis.
Kindly note that this is just a blog post from my personal experience and what I see on social media, not sponsored content by any of the companies I’m reviewing here.
If we’re clear on that, let’s start.
Of all features that make an app stand out, Usability is very important and this means how easy it is for users to navigate the app.
Chipper Cash has a very basic design and experience, while PayDay has the nicest design and it’s very easy to navigate.
A use case for why this is important:
Chipper Cash would never show you the exchange rate unless you want to “Send” or “Request” funds, which you’re not likely to see. But on PayDay, you know how much a dollar costs before a purchase.
And another use case on this usability part is the overview screen which is (normally) meant to show your recent activities or overview of what you can do.
Every human is a business person by nature, so in most cases, we tend to look for the cheapest option and such happens when it comes to choosing a Dollar or virtual card provider.
A lot of people complain that Chippers Cash has the most expensive exchange rate and this seems to be true.
For instance, as of yesterday, I bought a dollar on PayDay at ₦742 while it cost ₦781.
But before we agree that Chipper Cash is not the “cheaper”, let’s break down the rates.
To create a VISA or Mastercard virtual card on PayDay, you’ll pay $5 as a creation fee while you’ll pay ₦2,000 on Chipper Cash.
And before you can buy anything with dollars on PayDay, you have to swap the naira in your wallet for a dollar, then top up your card… They charge 0.5% of how much you’re swapping (maximum of $5).
While you don’t pay any swapping fee on Chipper Cash.
Let’s assume I need a virtual card of $10, here is the breakdown:
- Creation fee – $5
- Top up – $10
- Swapping fee – $0.075 (0.5% of $15)
- Total ⇒ $15.075
This converted to Naira in PayDay’s rate would be: ₦742 x 15.075 => ₦11,185.65
For Chipper Cash:
- Creation fee: ₦2,000
- Top up: $10
- Total: $10 + ₦2k
Let’s convert this to Naira in Chipper Cash’s rate: (₦781 x 10) + ₦2,000 ⇒ ₦9,810
It’s clear that Chippers Cash is “cheaper” but for the first time, you are creating the card.
If you already have a card but want to top up, PayDay is cheaper but the difference is not up to ₦40 (781 – 742).
In this case, there’s no winner.
#3. Customer support
Because we are human and we are not perfect, what we manufacture, create, or produce as well will not be perfect.
That’s why there is customer support for businesses in case things go south and this is very important if you’re thinking of choosing a Dollar or virtual card provider.
PayDay has the worst customer service, although they’re active on Twitter busy creating awareness for the product, but put zero to meager effort into their customer support service.
I once had an issue on February 16, I sent them a message but they replied on March 2nd… that’s 2 weeks!
The recent issue I have with them which I’ll explain later took them 18 hours to send an “automated” response and since then, I’ve not heard anything from them and the issue hasn’t been solved. They immediately close the conversation without resolving it.
The evidence of their poor service is on Twitter, just visit their page to enjoy the comments.
Chipper Cash, they have a faster response rate when it comes to Customer service… I had an issue creating a dollar card and I reached out on Twitter, immediately I received a response and the issue was solved before I see the response.
And I’ve not yet seen any trend where people complain about Chipper Cash’s support.
Winner: Chipper Cash.
#4. Success Rate
Still, on the imperfection, anything can happen at any time but you definitely don’t want to put your money on a platform that’s more likely to fail.
To be frank, Chipper Cash has the highest success rate while you may need to go to the nearby mountain to pray and fast before using PayDay.
This is the top reason why a lot of people are trying to contact PayDay’s support and I think the messages are too much for their support to handle.
I personally have an ongoing issue with them. I want to renew my domain names and I decided to use PayDay, I deposited some Naira, swapped to USD, and decided to get a virtual Dollar card with $34.74.
I expect PayDay to deduct the Money, give me a dollar card with $29.74 as a balance, and remember their $5 card fee.
I tried to buy the card, no response if it failed or it’s successful, I guess it’s a service… I keep on trying until I’m tired.
So I checked my balance $15 has been deducted ($5 in 3 times).
I had no idea why because up till now, no card has been issued to me… I had $19.74 left which I quickly sent to my Chipper Cash before PayDay got angrier.
I top up my Chipper cash with some Naira, purchase my dollar card and I got it immediately
Up till now, PayDay hasn’t issued the card to me or refunded me. People are complaining a lot about this same issue.
The only (trending) complaint about Chipper Cash is the fee which I’ve explained already.
Update on 16th of May, 2023
The founder of PayDay tweeted to celebrate their milestone of having over 600k customers and I replied with my complain.
As seen in the screenshot above, he asked for my PayDay tag and immediately, the magic happened. I got my $15 refunded!
I hope they PayDay improves on their infrastructure instead of having multiple card creation failure and refund.
But for now, Chipper Cash wins here.
Winner: Chipper Cash
#5. Downloads & Reviews
So far, I’ve been referencing my experience with both platforms and it’s high time we see how people are reacting to both apps.
I’ve mentioned that PayDay doesn’t have good reviews on Twitter compared to Chipper Cash but let’s check the Play Store to see what the users are saying with figures.
- 100k+ Downloads
- 3k+ reviews
- 2.1 out of 5 average ratings.
- Most rated 1 stars
Chipper Cash has:
- 5M+ Downloads
- 109k reviews
- 4.1 out of 5 average ratings
- Most rated 5 stars.
This is evident that average people would prefer to use Chipper Cash instead of PayDay.
Now, I’m not talking about the number of downloads or reviews, but the average ratings… That shows how satisfied customers are.
Winner: Chipper Cash
Most of the time, we want to get something done as quickly as now. This is why I include this point to let you know how far.
Currently, Chipper Cash is down and I’ve updated the app maybe it’ll be resolved but still down… imagine if I need to pay for something now and Chipper Cash is my only option, my faith on candle sticks.
People complain about this, but to be honest it’s not like that every day as it’s mostly working… I would say the uptime is around 95%.
I have never seen a PayDay app crash or have downtime and people don’t complain about that as well.
Conclusion: Chipper Cash vs PayDay –Which one is the best?
In the battle between Chipper Cash and PayDay, both platforms offer impressive features and services. PayDay stands out for its user-friendly interface, app’s uptime, and lower exchange rate, while Chipper Cash excels in Customer support, success rate, and user feedback.
Ultimately, the choice between the two dollars or virtual card providers depends on your specific needs and preferences.
I recommend you assess the fee structures, available features, and usability of both platforms to make an informed decision that aligns with what you need the platform for.
As mentioned earlier, this is not a sponsored post but an honest review from my personal experience and the trend on social media platforms.
If you think something is missing or would like to drop any feedback regarding your experience on any of these apps, kindly use the comment box as it’ll be helpful to everyone reading this blog post.
Don’t forget to share if you think this review is good enough, for people to be informed.
5 Best Dollar and Virtual Card Providers in Nigeria
Are you a Nigerian but it’s quite difficult to make international payments online? What you need is one of these dollar or virtual card providers!
As the world is becoming a global village, the way we make payments is also changing, and thanks to Technology for that. We have the likes of PayPal, Square, Venmo, and gift cards that make payment so fast and easy for people in developed countries like the United States.
But in some African countries like Nigeria, it’s a very different story as nothing seems to be working for us when it comes to making borderless payments.
A few months ago, we received announcements from the banks that our Mastercard and VISA would be unable to pay for international transactions.
So, does that mean we should stop shopping on Amazon, eBay, or on any international sites?
In Nigeria, many people are turning to the dollar and virtual card providers to meet their international payment needs.
Here are the top 5 dollar and virtual card providers in Nigeria
#1. Chipper Cash
Chipper Cash is a mobile payment platform that allows users to send and receive money across Africa. The platform also offers dollar and virtual card services to its users. With Chipper Cash, users can easily create and link a virtual card to their account.
In addition to its dollar and virtual card services, Chipper Cash also offers a range of other features, including the ability to buy airtime, pay bills, and save money. The platform is available for both Android and iOS devices, making it accessible to a wide range of users.
Many users complain that the Chipper Cash exchange rate is higher than other card providers, but they all agree that the card works anytime and any day, which is still good, I mean, we don’t have a choice for now.
To get started with Chipper Cash, visit their website at https://chipper.cash/
PayDay is another popular dollar and virtual card provider in Nigeria. The platform offers a range of payment solutions, including virtual cards, and foreign accounts. With PayDay, users can easily create virtual cards and use them to make online purchases.
In addition to its dollar and virtual card services, PayDay offers a range of other features, including the ability to send money and receive payments. The platform is available for both Android and iOS devices, making it accessible to a wide range of users.
Elon Musk’s company, Starlink recently choose PayDay as one of their payment processors in Nigeria which is a huge partnership proving that PayDay gat some levels too.
Oh, of all the platforms listed here, PayDay has the best User Interface, well maybe this is not valid but I love the design personally.
To get started with PayDay, visit their website at https://www.usepayday.com/
Cardtonic is a platform that allows users to buy, sell, and exchange gift cards, as well as provide dollar and virtual card services. The platform offers competitive rates for its services, making it a popular choice for those who need to make international transactions.
Cardtonic also offers a range of other features, including the ability to buy and sell Bitcoin, pay bills, and transfer funds.
How does it work?
Let’s say you want to buy an item that costs $200 on Amazon, you can head over to Cardtonic to buy an Amazon gift card of that amount, and you’re good to go.
The platform is available for both Android and iOS devices, making it accessible to a wide range of users.
To get started with Cardtonic, visit their website at https://cardtonic.com/
#4. Barter by Flutterwave
Barter is a virtual card service provided by Flutterwave, one of the leading payment platforms in Africa. The platform offers a range of payment solutions, including virtual cards, physical cards, and dollar accounts. With Barter, users can easily create virtual cards and use them to make online purchases.
In addition to its dollar and virtual card services, Barter offers a range of other features, including the ability to pay bills, send money, and receive payments. The platform is available for both Android and iOS devices, making it accessible to a wide range of users.
To get started with Barter by Flutterwave, visit their website at https://barter.flutterwave.com/
#5. Flip by Fluidcoin
Flip is a virtual card service provided by Fluidcoin, a cryptocurrency exchange platform. The platform offers a range of payment solutions, including virtual cards and dollar accounts. With Flip, users can easily create virtual cards and use them to make online purchases.
In addition to its dollar and virtual card services, Flip offers a range of other features, including the ability to buy and sell Bitcoin, pay bills, and transfer funds. The platform is available for both Android and iOS devices, making it accessible to a wide range of users.
To get started with Flip by Fluidcoin, visit their website at https://useflip.app
Enjoy Cross-border with Virtual card providers in Nigeria
The rise of digital payment platforms has made it easier for people to transact across borders. The dollar and virtual card providers listed above offer a range of payment solutions that make it easy for Nigerians to make international transactions.
These providers offer competitive rates and a range of features that make them a popular choice for those who need to send and receive money across borders.
I will advise you to get 2-3 of these card providers in case one fvck up. I have 5.
Which of these providers have you used before? Mind sharing your opinion? Okay, you have the floor in the comment section.
Kuda Overdrafts: Eligibility and How to Qualify to Borrow Money from Kuda Bank
You’ve heard the popular anthem on YouTube, Streaming apps, or where that says: “No shame in borrowing when you can easily take Kuda Overdrafts” and you wonder what’s this all about? How can I qualify to borrow money?
I will quickly talk about that in this blog post. And I assume you don’t have an account with Kuda bank yet, but if you already have one, you can navigate to the right part for you by using the table of content below.
What are Kuda Overdrafts?
Kuda Overdrafts are money borrowed for a short period of time to take care of urgent issues. You can say Kuda Overdraft is a “short-term” loan, that’s how Kuda Bank describes it.
It’s not like a loan that you have to request before it’s disbursed, but the process is automatic, hence, it is called “Overdrafts” and not technically “loan”.
How Kuda Overdrafts Work
Assuming you have N50,000 on your Kuda bank, and you need to pay school fees of N100,000, you can withdraw that N100,000 to pay your school fees and your account will be -50,000 (If you are qualified already for overdrafts).
Just understand it as the way you borrow airtime or data from MTN when you need it urgently. You don’t need to visit the MTN office or fill any form before you borrow. Once you’re a regular user of MTN, you can borrow anything on the SIM and pay on your next recharge.
That’s how Kuda Overdrafts work – Just like using a credit card in foreign countries).
Learn More: What is Kuda Overdraft?
Because some Nigerians are victims of embarrassment resulting from taking loans online, you may think that Kuda Overdraft is in that caliber of embarrassing their customers. But Kuda Bank is not!
I’ve been using Kuda Bank for a few years and I enjoy their banking service. When I qualify for overdrafts, I took it (without shame) to see if they’ll frustrate my life but till now, I’ve never been embarrassed or stalked because I borrow money from Kuda bank.
Kuda Overdrafts Vs Other Loan Apps
- Low interest: Kuda Bank takes a very small interest. I mean very low as 0.3% daily interest. That is just N30 daily if you borrow N10,000 – If you pay up within 10 days, you’ll pay just N300, or let’s say you pay after a month, you’ll pay just N900. Crazy. Right?
- No Paperwork: You’re not filling any form either online or offline before you can qualify for Kuda Overdrafts.
- No Collateral: This may sound like an invalid reason why borrowing money from Kuda Bank is the best, but it is a valid reason. Those who said they don’t take collateral are right, but they’ll use the contacts on your phone as their collateral. You gerrit?
- No Embarrassment: As I said above, these loan apps will copy all the numbers on your contact list for special embarrassment later. Kuda bank doesn’t do this at all, you pay when you’re financially buoyant.
- I will also say borrowing money from Kuda bank will give you peace of mind, they will never call or email you to repay.
To borrow money from Kuda bank is not a “squid game” unlike fake loan apps that run after people’s life. If you want to know more about these loan sharks and how to avoid them, read this blog post.
How to Qualify for Kuda Overdrafts
There are steps you must take before you can be able to borrow money from Kuda Bank. They are:
- Become a User of Kuda Bank (Register and Verify your account)
- Use Kuda Bank regularly (to transfer, receive, pay bills, buy airtime)
- You’ll qualify automatically (Again, you don’t need to fill any form)
#1 Become a User of Kuda Bank
All you have to do is to download the Kuda Bank app on either Playstore or Appstore (for iOS), register, verify your BVN, phone number, and email address.
You may also need to upload your NIN slip, and you’re good to go. This is the first step to qualify for KUDA overdrafts.
#2 Use Kuda Bank Regularly
After becoming a user, the next step is to become a frequent user and this is what will qualify for Kuda’s “short-term” loan (overdrafts).
But you may want to ask how often or regularly should you use Kuda Bank?
Well. I don’t have a straight answer, but In my case, I use Kuda for 80% banking that I want to do. I use it to receive money, send money, bill data, and airtime. I don’t just keep N1,000 there, I keep most of my Naira in my Kuda bank account.
#3. You’ll Qualify Automatically
The system has been programmed to upgrade regular users to have access to Kuda overdrafts. So, you don’t need to request approval or whatsoever. Just use Kuda Bank regularly and you’ll get your own “lunch” from Kuda.
PS: The first time I received a notification that I’m qualified for Kuda Overdrafts, I can only borrow N30,000 but later, I think after 2 months, I can get up to N75,000.
I believe the more you keep using the Kuda for banking, the more they’ll increase how much you can borrow on the app.
How To Borrow Money on Kuda App?
On the home screen of your app, simply swipe to, or click on “Borrow”, adjust the range element to how much you need and click on “Get your Overdrafts”. That’s all.
What the video below to see how to do that:
Borrow Money Without Shame, Take Kuda Overdrafts
This is the first time I will see something like this aside from borrowing from telcos. Kuda Bank is really stepping up its game and it has been a great experience for us (customers).
I enjoy taking Kuda overdrafts without shame, no harassment, no room for getting stranded on cash. Just become a regular user, and you’ll enjoy the same experience.
But some people do ask; what if they fail or refuse to pay back the money they borrow from Kuda Bank? Well, I don’t know what will happen, but I’m sure Kuda Bank has a way to sort it out amicably or legally.
You can’t outsmart Kuda Bank if you’re thinking of taking the overdrafts “japa”. You can’t japa because security agencies will nab you. This is not a threat, remember I said Kuda Bank will never embarrass you like some loan sharks used to do.
But don’t be like those who plan to run away with Kuda Overdrafts without payment back, it’s not fair, you know.
This post “Kuda Overdrafts: Eligibility and How to Qualify to Borrow Money from Kuda Bank” first appeared on https://www.gbolamedia.com – Do not copy without permission.