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10 Latest Ways to Make Money Online in Nigeria (2020)

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If you’re a smart Nigeria student, frustrated graduate or someone looking for a side job, then you may be among the hundred thousand people searching for the best ways to make money online in Nigeria.

Google Trends absolutely shows that keywords like “earn money in Nigeria”, “make money online in Nigeria”, “What can I do to make money online legally in Nigeria” and some related searches pertaining to these “making money online in Nigeria”.

Either you landed here through one of those “queries” above or through a social media hyping, you will learn some important ways you can easily earn a living working legally online in this country.

There are tons of people who makes a living online and which I’m personally among them.

Few of these people who are making hefty income online doesn’t have any offline business but yet, they are living a good life. While some are optimistic about making money online in Nigeria, others are still skeptical as to the genuineness of ways they can make few bucks using the internet, even if you tell them that you’re making money online, they will call you a scammer of “Yahoo-Yahoo boy”.

But whichever option you choose know this; the world is moving at an incredible fast pace and one of the ways to join the race is by going online, many offline businesses are beginning to utilize the internet to promote their businesses, ADs, campaigns, product information etc. are slowly drifting away from our traditional marketing platforms – TV and radio.

One of the unique benefits of doing business online is that; it opens up doors to reach a broad spectrum of audience unlike the normal offline business which has a limited reach. Another advantage of doing businesses online is its convenience; the ability to make money at any time and at your defined pace.

But you may be asking…..

What Do I Need to Make Money Online in Nigeria?

Before getting started with your online trade there are some basic things you need to take care of, I’ll be summarizing them below:

  • An Internet Enabled Device: There are many devices today which can access the internet but for making money online you’ll be needing a smartphone, tablet, PC or a laptop.

Based on experience and best practices, I’ll suggest you make use of a laptop; this will fasten things a little for you and it’s portable which means you’re going to make money even when on the go.

This are one of the many reasons why most online business persons prefer laptops to other gadgets when it comes to making money online in Nigeria. And if you can’t afford a laptop you can start with your smartphone or tablet.

  • A RELIABLE Internet Service Provider (ISP): I know this might sound like an irony to most Nigerians, but before you begin to make money online in Nigeria you’ll need to have good internet connectivity. I noted during my intro that ‘the world is moving at an incredible fast pace’ and you’ll need fast internet service if you want to succeed.

I will not be suggesting any Nigerian ISP to you because when it comes to internet speed a lot of things are considered; your location is key when it come to your ISP, my preferred internet service provider may not be the best in your location so you’ll have to experiment with different ISPs to choose the most suitable option.

NOTE: When choosing your ISP or gadget I’ll advise you go for the best specs; for your internet provider, go for the one with good 3G or 4G coverage. For your gadget, a laptop with 4GB RAM and above, 250+ GB ROM, a powerful processor and good battery life should serve you well.

  • YOUR PASSION: If you really want to make money online in Nigeria, then you need to have burning desire for it, irrespective of what people may be saying. Your passion is also what will keep you moving forward when it seems like things is not working for you as planned.

Now that you’ve gotten the above in place, it’s time I show you some of the ways as to which you can make money online in Nigeria.

Are you ready? If yes, let’s dive in straight away!

10 Ways to Make Money Online in Nigeria

  1. Blogging:

This is the most trending means of making money online in Nigeria and I’m sure you’re aware of this. People like Linda Ikeji, Jide Ogunsanya, Uche Pedro, Afeez Makinde and many others has been making money right from the time they got the secret to how money can be made through blogging in Nigeria.

I can’t tell you that blogging is easy or tedious but all i know is that if you having burning passion to make it like other people (Top Nigerian Bloggers) I mentioned above, then you’re going to make money blogging in Nigeria.

All you need is few capital to create your own blog. If you’re a student or don’t really have money, you can start for as low as N5,000 to buy a domain name and you will have to learn how to create a blog using Google free publishing platform, Blogspot. Many YouTube videos and article are there on the web to help you.

 

  1. Freelancing

This should be my number one way of making money online in Nigeria but most people aren’t convinced enough that Freelancing really pay in Nigeria.

What is Freelancing?

Freelancing is an act of offering services by selling your skills to your prospective clients without a long term contract agreement and you get paid.

Like most online businesses, freelancing offers flexibility, more time to engage in other activities and general convenience while making money. If you have skills or services to offer then freelancing is another way to make money online in Nigeria.

The amazing reason why freelancing is my best source of income is that, I can make X10 money i make from blogging (in a year) in just 1 month! Freelancing is a very lucrative online business, especially to the black hands of Nigeria’s smart entrepreneurs.

What are the high paying skills to make money online in Nigeria?

Skills like web design, graphic design, Content writing, online marketing etc. are amongst the wide variety of services you can start offering as a freelancer.

Some may ask, how can I start selling my skills? The following sites are among the top freelance sites which bring together buyers and sellers of different skills and services; Jo-lancer, ASUQU, Fiverr, Upwork, Craigslist, SourceGig, Elance and Alance.co.

If you’d be going into freelancing, you’ll need to familiarize yourself with these sites. But read this guide on starting out as a successful freelancer in Nigeria. This article will help you with the strategic tips on how you can start making money online in Nigeria as a Freelancer.

  1. Cryptocurrency

Do you know people are making real money online in Nigeria with cryptocurrency?

In case you don’t know what I mean by ‘cryptocurrency’, it basically a digital currency. Example includes; Bitcoin, Ethereum, RedCoin etc.

People are making money insanely with Bitcoin and other e-Currencies in Nigeria. You can make up to a million naira trading any of these digital currencies.

This method requires a little arithmetical skill because you’ll dealing with figures at constant changing rate. There are several ways to make money using this medium; mining and cryptocurrency exchange are among the many ways to make money with cryptocurrency.

READ HERE: How to Make Money with Cryptocurrency in Nigeria

 

  1. Affiliate Marketing

As the name suggests, affiliate marketing is a form of marketing in which you’re credited a specified amount (known as commission) when someone purchases or use the service or product in which you’re marketing.

How does affiliate marketing works?

At the point of registration as an affiliate marketer you’d be given an affiliate link, if anyone purchases or uses a service with your link you’ll be paid a certain commission specified in the terms of service.

In clearer explanation, let say i have a big company that sells shoes. My marketing team will have a section for “affiliate marketers” where any interested person that i didn’t hire, will sign up to help me sell some of my shoes.

Remember, i didn’t hired them (affiliate marketers) but they can help me sell the shoes while i give them commission on each pair of shoes they sell. Let say, they sell the shoes at the rate of $100 and commission on each shoe is 20%, that means i will give them $20 on each shoes they sell.

If they are consistent and very brilliant in marketing, they can sell like 20 shoes per month, which is $20 x 20 shoes….. They make whooping $400 in a month!

Some of the places you can work as an affiliate marketer includes; Jumia, Alibaba, Amazon, clickbank etc

 

  1. Digital Marketing

Marketing as we know it is the promotion of a product or service.

Today, marketing has now gone more digital which means you can promote your product or service at the comfort of your home. Some firms pay good sums to promote their product or service online.

Unlike most ways of making money online, digital marketing requires adequate training. Therefore, it’s pertinent you get a good knowledge in this field before jumping in.

After your training you’d be able to make money online in Nigeria while offering digital marketing services.

There some skills you can learn under digital marketing to make money online in Nigeria. They includes:

  • Search Engine Optimization (or SEO): This is the process of ranking a website high on search engines (like google, bing, yandex etc.) in order to gain traffic. This skill is enough to fetch you the average of $250 per month…
  • App Store optimization, ASO
  • Video Marketing
  • Music Promotion
  • Content Marketing
  • PPC, CPC, CPA marketing
  • Social media marketing
  • and so on

You can learn any of these and start making money with them.

 

  1. Social Media Influencing

There are average more than two billion users of social media daily and I’m sure you’re one of them. Social media has turned to useful money making machine as there is advancement in Information Communication Technology, ICT.

If you really want to make money online in Nigeria, then you need to learn all the hacks to turn your social media profiles to what earn you money.

There are several ways you can make money online with social media but I will not like to pin you that with its explanation right on this page.

Here is an article I’ve wrote about how you can make money on Instagram, reading the article will give you all the ideas you need to make money on other social media sites, especially the famous Instagram

 

  1. Vlogging

This is the opposite of blogging. In blogging, you’re going to deal with sharing of information through texts on your blog with your readers in order to gather more traffic, sales or money.

But Vlogging is somehow different. All you need to do is to create a very useful video and start sharing with your subscribed audience on YouTube.

Yes, Money can be made on YouTube with your creativity either you’re a comedian, singer, techie or digital nomad, you can make money online in Nigeria by sharing videos on YouTube.

There are many ways to Make Money on Youtube, it can be Google AdSense or Promotional offers (A.k.A Sponsored Post). I know few people who are making hefty income by just sharing their videos on YouTube.

 

  1. Online Survey

There are different companies that needed reviews or rating especially the start-ups in order to build more trust and acquire more customers. So to achieve this, they sometimes bring up an opportunity for people to rate or review them.

This is what I’m saying, If I’m just starting a new company or I have a company that I want people to buy or use my service, I will do anything legally to attract them.

If you’re a business owner, one of the best way to attract more sales is to build portfolios and good testimonies from customers. So, online survey is like building more testimonies for a company.

In most cases, these companies needed these reviews to know about how they can increase their productivity, branding and how to meet customers’ satisfaction.

If you’re lucky to participate in any of these online survey, then you’re going to make money online wherever you are, because these companies are going to pay you for your time.

There are tons of websites that conduct online surveys, among them is Capterra. You can get more of theses sites by searching on google.

 

  1. Dropshipping

Have you ever think of becoming an ecommerce entrepreneur, I mean selling of some products like bags, shoes and other but you don’t have money to start?

Here is the good news!

You can make money online in Nigeria by becoming a “dropshipper”.

What is dropshipping and who’s a dropshipper?

Dropshipping in simple explanation is selling of products without buying or having the products with you or in stock.

To save our time, this is what I mean;

If I have interest in selling the products on AliExpress but unfortunately, I don’t have money to buy and ship this products to my place, I can selling use a plugin a dropship to my website.

This plugin will import these products’ images, titles, descriptions and prices into my website. Then I will start promoting them on my website and if I can edit the details of each product.

The amazing thing is that, if a product cost $25, I can edit it to $55. If any person buy it, I will give $25 to AliExpress and my profit on that single product will be $30.

This is far lucrative than affiliate marketing if you are ready to invest. The investment is to create your own website and buy the AliDrop plugin.

A dropshipper is someone engaged in this business.

 

  1. E-currency Exchanger

There are different type of e-Currencies.

What’s E-currency?

This is the type of currency that can online be spend on the internet. They can’t be withdraw as physical money or currency notes until you exchange them.

There are different types of these e-Currencies such as the famous Bitcoin, Monero, and other cryptocurrencies.

We also have e-Currencies like Perfect Money. We also have the like of PayPal, Payoneer and Skrill.

Although, PayPal, Payoneer and Skrill can be withdrawn to local bank but the exchange rate by these local bank is very bad. Of course, they will try to make their own gain from each withdrawal but it’s better to exchange with a legit person if the money is below $1,000.

A lot of people has taken this as their serious job. They exchange e-Currencies with local currencies and thereby making some tip or commission.

These exchanger are making money from each money they exchanges.

Some guys has even upgraded to the level of establishing their own Cryptocurrency exchange companies and having a Cryptocurrency Website Exchange in Nigeria.

If you can learn the tactics behind it, then you’re going to join the leagues of guys making money online in Nigeria with ease of mind at your own convenience.

 

Conclusion:

I’ll like to correct an illusion that is held by most Nigerians when it comes to online money making. Many people see it as a quick way to get rich, so they delve into the online space hoping the hit it big with a single shot and when things don’t go as planned, frustration sets in and everything goes south.

Making money online is quite easy but going into it to make it big immediately may be devastating. There are numerous ways to make money online in Nigeria today, most of these requires little or no skill(s) while some, you’ll need to be adequately trained. Whichever means you choose you’re assured of making money.

Above all, I will like you to take action on any of these 10 ways I’ve aligned above and come back here to share the testimony.

But NOTE: If you need to learn any of these skills, I and my team will passionately train you and guide you through the process of making money online as a freelancer. If you’re ready to be mentored, just shoot us a message by contacting us here.

If this article is helpful to you, then I’m sure it’s going to be helpful to others. Please kindly share with your friends using the social media sharing buttons below and don’t forget to comment below.

 

My name is Stephen Gbolagade, people say I'm a multi-skilled guy. I guess maybe because I'm a Blogger, Website Designer, SEO specialist, Content Writer, Business coach, Digital Marketer, and Self-taught Frontend Developer. But what do I have to say about myself? My contents, personality, and services will say and prove the person I am to you. __________________________________________________________________________You can hire me for Music Promotion, Website Design or Blog Setup, Marketing and any Digital-based tasks! __________________________________________________________________________ Contact me here on Facebook :: Instagram :: WhatsApp __________________________________________________________________________ If you're inspired by me and think it's necessary to buy me a cup of coffee, you can give me a tip HERE 👌

5 Comments

5 Comments

  1. collins2025@yahoo.com'

    Bet9ja

    March 10, 2019 at 10:33 am

    Good compilation, I am planning on becoming a freelancer

  2. godswillnzekwe@gmail.com'

    Godswill

    March 11, 2019 at 5:51 am

    I’ve learn a few excellent stuff here. Definitely worth bookmarking for revisiting. I wonder how so much effort you put to make this kind of magnificent informative site.

  3. jinosneh@gmail.com'

    Johnson

    July 6, 2019 at 6:55 am

    Awesome post from you, Stephen. Indeed, there are numerous ways to make money online in Nigeria and most Nigerian youths need an eye opener article like this to see to various online businesses they call start.

    All the same, great content from you.👍

    • stephen olgade

      July 6, 2019 at 5:46 pm

      Thanks for checking my blog Johnson..
      I visited your blog and I can see you’re doing a great job in your niche as well.
      I wish you the best and success in your career.

      Don’t forget to visit again and even, recommend this blog to your friends.

      Thanks once again!

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Make Money Online

15 High-Paying Digital Skills to Make Money Online in Nigeria

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During this Corona Virus outbreak, millions of people have come to realize that they need to find a way to make money online, but without being equipped with good digital skills in Nigeria, you’re not going to make a good income. I won’t deceive you, all those Ponzi schemes you’re joining can’t give you a promising future online.

And as well, if you rely on your vocational skills such as local tailoring, fashion designing, or any crude work you’re currently doing, then I’m using this opportunity to tell you that, it is high time to learn a digital skill. Note that, a digital skill is a passive way to earn income online, that is, you don’t need to quit your current job at all.

We live in a digital world; with everything being automated, making life much easier. However, these may feel, the number of personnel available to make all these possible is quite limited. With this, there’s a demand for individuals with these skills.

Here are the top Digital Skills in Nigeria to Make Money in Nigeria;

1. Artificial Intelligence

Imagine a machine or a computer doing what you’re doing now as a human being; remember, we were taught in secondary school that machines are more efficient than humans. Imagine such efficiency; in addition to doing human-like things. Well, you have to stop all the fantasies and awaken to the reality before you; AI is here to stay!

Inasmuch as Nigeria isn’t completely digitized, we can’t deny the fact that we’re slowly getting adapted to an AI-powered society. This is evident in our smartphones, cameras, chatbots, digital assistants (Siri, Google Assistant, and Cortana), and even AI-powered cars. All these machines mimic human activities and carry them out more efficiently.

If you’re someone with such skill in Nigeria – to train machines to perform human activities, you’re a valuable asset! The tech market in the country is not that big with individuals with such skill, and this means you get to be well paid.

Currently, a young Nigerian guy is a high-paid roboticist in the world. What does that mean? It means that with good digital skills like knowledge about Artificial Intelligence in Nigeria, you can become a well-paid geek.

2. Machine Learning

Have you ever wondered how YouTube suggested videos you may like while watching, how Twitter suggests people you may like to follow, how your smartphone keyboard suggests words that fit in your sentence, or how online stores put their ADs on your social feeds and apps; I guess these are all cool features. All these are made possible through machine learning.

Machine learning, which is a subset of artificial intelligence; uses mathematical and statistical algorithms to learn the pattern of things over time. Human behavioral patterns can be studied through machine learning thereby making it possible to do things easier.

This important skill makes it easier for businesses to process huge amounts of data. It is useful in financial institutions, government agencies, health care, and oil and gas. So, those with good knowledge of this digital skill get to make a lot of money in Nigeria.

3. Data Science

Since we entered the digital era, the amount of data has greatly increased. These data need people who can analyze, process, and put into use. As a data scientist, you’re basically dealing with the science of data.

There are quite a lot of different data; financial data, health data, social data, and many more. All these help organizations make better decisions based on the data collected. It’s also used to enhance productivity, and also aids in big research projects.

In Nigeria, the services of data scientists are in great need as it would help to simplify certain tasks across various sectors. So, you might want to learn this skill right now if you don’t have the knowledge already.

4. Data Engineering

Just like machine learning is a subset of artificial intelligence; so also is data engineering a subset of data science. It’s basically the same learning style but the engineers focus more on the programming aspect.

Data engineers help in fetching and implementation of the data to be worked on by a data scientist. This will require a lot of programming skills that a scientist may lack. In Nigeria, these two work hand-in-hand alongside other professionals. 

5. Cybersecurity

The world we live today can be divided into two; the offline world, and the online world. The latter has security agencies and law enforcement agencies. How about the online world? We have cybersecurity personnel. They safeguard the Internet; preventing malicious activities that seem to go on every day.

Recently, the American Justice Dept sanctioned 6 Nigerians for various forms of cybercrime. These forms of crimes are at a high rate due to the fact that we have a small community of cybersecurity experts in the country. This makes it a viable digital skill to have in Nigeria.

6. Cloud Computing/AWS

Gone are the days where people spent huge amounts on hardware infrastructure. Today we have a virtual space we call “cloud” which can be used for data storage, networking, software, and many more.

Making all these services available to both individuals and corporate bodies is the job of cloud computing personnel. This saves the cost it takes in storing huge chunks on a hardware device; making it available remotely anywhere in the world. Cloud computing has received wide attention lately and having such skill will bump up your finances in Nigeria

7. UX/UI Design

Beauty is something we all love to associate with – especially, external beauty. Gone are the days of generic designs that were present in most digital products. Today’s business world requires the services of a UX/UI designer to capture the hearts of customers.

Design now plays a major role in marketing, and the overall success of your business. The UX; which deals with knowing what kind of design would attract your target audience, and UI; which deals with the actual design of digital products, make your business stand out. 

This is getting quite popular in Nigeria; with some big names doing great stuff in this field. You’re well paid in Nigeria if you have any of these or both.

8. Mobile App/Game Development

This is a pretty big industry considering the number of smartphone users in the country. If you’re reading this on your phone, you’re making use of an app that enables you to do so. After this, you would switch to another app or game. All these apps serve various purposes.

READ: Best Apps to Make Money Online in Nigeria

In Nigeria, the app development market is a fast-growing one; with lots of local companies creating mobile applications for their products and services. Those with a good knowledge of mobile app development are well paid in the country since we have a little community that is growing. You can choose to make apps for either Android or Apple iOS or even both.

9. Software Development

Year after year; month after month, we get to see the launching of PCs with great aesthetics. These devices no matter how dope they tend to look, are quite useless without software in them. Now if you don’t know, the software is what drives all the hardware components, and there are different types of software. 

In Nigeria, the software is being created daily to serve various purposes; be it business, entertainment, gaming, utilities, and more. We have a good community of software developers in the country at the moment. Also, software development is a very broad field with lots of sub-fields to choose from, and if you have this skill, you have a valuable asset that won’t go away in years. 

10. Web Development/Design

What you’re looking at right now was made possible by a web developer/designer. This site and many more like this; where you get to see informative posts like this, were all made to come alive by a developer, and designer for the aesthetics. 

This skill is one of the top-paying digital skills in Nigeria at the moment, and it’ll continue to be. Reason is: every business in the country is going digital, those who haven’t already, are making plans for it. Businesses don’t remain in the offices, they’re now exposed to the world outside their physical office through their website. 

There are some web design and digital marketing agencies across the country that are earning millions of Naira with this digital skill.

11. Content Marketing

The battle for customers in today’s business world is very fierce – although on the surface it may not look like it, it’s the fact! Marketing has gone from the traditional model we knew to a more modern pattern. Content marketing – which is one of those ways, is geared towards creating content for an audience. 

Content may be social media posts, blog posts, podcasts, videos, graphics in addition to products and services. Top brands today will definitely need your services as a content marketer; to help in attracting their target audience and in the long term, turning them to customers. 

  1. Graphics Design

Graphics design is another top paying digital skill in Nigeria. It deals with the creation of visually appealing content in order to communicate a product or service. This is done using flyers, banners, billboards, webpages magazine, and even via mobile applications. 

If you are proficient in this field; having good knowledge of all the required tools needed for design, then you have a huge market of opportunities waiting for you. Learning this might take some time, but it’ll be worth it. In addition to this, improving your creativity is an added advantage. 

Graphic designing is a good digital skill to make some pretty good money in Nigeria, as different institutions, startups, and individuals need good branding. If you know your onions as a graphic designer in Nigeria, you’re going to make a fortune.

But I’ll advise you guys to upgrade and learn UI/UX designing.

13. Digital Marketing 

The title of this post talks about “digital skills”. Seeing that we live in a digitalized (computer-based) universe, everything tends to be done in this manner. Digital marketing uses digital means to publicize your product, service, or brand. 

The means with which digital marketers do this include; SEO, SEM, email marketing, social media marketing, and many more. This mode of marketing is more streamlined and really effective if you want to see significant growth in your business. With this in mind, digital marketers are held at high esteem, making it a profitable skill to have. 

14. Social Media Management 

We all love social media! In fact, studies show that on average a person spends above 2 hours of their 24 hours on social media. It is no wonder the likes of Facebook and Twitter are among the sites with the most traffic on the Internet. 

This means a lot for businesses; that’s why most brands in Nigeria pay social media managers good money to be their voice on these platforms. Social media managers grow the online presence of brands by creating awareness of their ideal audience. This awareness in the long run will invariably lead to business growth. 

  1. Programming 

This skill is the last on our list, but despite its position, it is one of the most important digital skills that isn’t going away anytime soon. In fact, programming is the bedrock of some of the skills listed above. 

Having good knowledge of programming languages is key to knowing some skills above. For a programmer, you’re really important to the ICT world as you create programs that tend to solve certain problems. 

The good thing about it. programming is the vast majority of languages to choose from, so you’re not restricted to learning any language. 

Currently, Python, Ruby, and JavaScript are leading, but I’m not saying you should start with them. Try to start learning from basics and upgrade your programming skills later on. Freecodecamp.org and other top programming course websites are ready to help you get started.

Rounding off – Top Paying Digital Skills in Nigeria

When it comes to digital skills, there are quite a lot of them out there, these are the top 15 high-paying digital skills in Nigeria at this point in time. The good thing with digital skills is the ability to learn online for free (on some platforms) and at your pace, why not try getting one if you don’t have one? If you have, do share your experience in the comments. 

Also note that all these digital skills are not just high-in-demand in Nigeria, but they’re hot worldwide. Even, if you learn any of these skills, the best way to make money with it is, through freelancing platforms such as Fiverr, Upwork, etc.

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Make Money Online

9 Best Referral Apps to Make Money in Nigeria (Updated 2020)

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Do you know there are some referral apps to make money in Nigeria? Yes, they are and I’m going to show you a few of those apps that I recommend for people who’re thinking of making money online without a capital.

If you’ve been looking for a way to earn extra cash, make some money online while using your smartphone, or you’re just looking to have multiple streams of income, then you will need to stick around to see how you could make some money with the referral apps I’ll be sharing with you right here.

Before we begin, there are certain things you need to have your mind;

Pros and Cons of Referral Apps to Make Money in Nigeria

1. The amount is usually small

This is the reality you have to face when using these services or mobile apps which ask you to refer and earn. The amount you get per referral isn’t that big enough, but it could be enough to recharge your phone and buy a data plan. 

With this in mind, many people get discouraged and never make any effort. But the truth is: you can make a lot of money from referral apps in Nigeria. 

2. Your earning potential is unlimited

Maybe you don’t know this, but hey, it’s the truth! The key to making much or less cash is dependent on you; how many people can you get to begin using the service, the more people that use your link or code, meet the necessary requirements, then the more you can earn. 

There are lots of smart ways to do this; make use of your social handles, your instant messaging apps, your blog, or website, whichever you have.

3. You don’t need a skill

The apps I’ll be sharing with you today are quite useful in different aspects besides the referral benefits. As useful as they are, they don’t require any form of skill; if you can make use of a smartphone, then these apps will come in handy. 

Generating a referral link or code is quite easy; some even generate these for you. 

So if you’re ready to start making money, join me as I show you these money-making apps…

P.S. All these apps can be found on both the Google Play Store and Apple App Store.

 The Top 7 Referral Apps to Make Money in Nigeria

1. Piggyvest App

Piggyvest is a savings and investment platform that gives you lots of benefits. With Piggyvest, you can save money for rainy days, save up for that project or item you wish to purchase, you could also save just for the sake of saving.

The mobile apps encourage you to develop a saving habit, which for me is really helpful and could help in many ways. While saving – which is the primary aim of the app, you get to enjoy interests on your savings. These interests come in on a monthly basis, and they are much better than what your commercial bank gives you.

You also make money for referring your friends to use Piggyvest; anyone who signs up with your referral link completes their profile, gives you, and that person N1,000 each. The money will be unlocked to your account when the person fulfills all the requirements.

Now, Imagine you send your Piggyvest referral links to like 50 people either on WhatsApp, Facebook or you just recommend the good stuff Piggyvest is doing, and 15 people sign up till they complete their registration, you’ve made N15,000 without any hard labor!

Pretty good, right? 

To start making money from the Piggyvest referral program, click this link to register and you’ll get N1,000.

But you must also complete your registration and deposit some money to show you’re ready to start saving with them. Finally, tell other people you referred to do the same…

Nobody is going to lose, you’re all going to make money from these referral apps.

2. Chipper Cash App

The absence of a unifying currency makes it a challenge to send and receive money across Africa. With Chipper Cash, this challenge is made easier as you can now send and receive money from Nigeria to any of these African countries: Ghana, Kenya, South Africa, Uganda, Tanzania, and Rwanda.

Chipper Cash makes it easier to send and receive money to friends, families, colleagues, and business partners in any of these countries. While sending money, you can make some extra cash by referring your friends to use the Chipper Cash; and you can both make more money by referring more friends to start using Chipper Cash App.

3. Branch App

The branch is a lending platform that offers you personal loans to finance your personal projects. That is; loans from Branch are designed to meet personal needs rather than business needs. With a few easy steps, you get to sign and receive your first loan.

Getting a loan is quite fast after approval, it’s disbursed to your account within 5 minutes. 

Also, Branch offers some of the best rates on interests. If you refer a friend, you both get N500 as a reward. The more people you refer, the more money you will earn.

4. JumiaPay NIGERIA (formerly Jumia One)

JumiaPay, formerly Jumia One, is an app by eCommerce giant in Africa, Jumia. This apps lets you send or make payments online easily. With JumiaPay, you can make bill payments like; cable/TV subscription, electricity bills, airtime, and data. 

You can also make hotel reservations, book a flight, book a ride, purchase movie tickets and also, order for food.

JumiaPay provides a safe gateway for initiating these payments; either from your bank account, debit card, or credit card. Transactions are free, and you also get discounts for certain transactions, therefore, saving money in the process. 

Inviting your friends to use this app gives you N500 when they spend above N500 in purchases or bill payments.

I could remember that I used my first N500 to buy airtime on the same app, lol 

To be serious, JumiaPay is one of the best referral apps to make money in Nigeria, and I don’t need to tell you who Jumia is, do I?

5. Carbon App

This was formerly known as PayLater. In previous times, it offered loans to all its users. A few years ago, it changed the nomenclature to Carbon, and with that change came a lot of functionalities. 

Today, you can take loans, invest money, and make payments securely on the Carbon app. As a Nigerian, you get instant loans of up to N1 million for any purpose.

Everything on the app is done free of charge; free transfer of funds, cashback on an early loan payment, zero charges on bill payments, and collateral-free loans. 

You can earn extra money on the Carbon app by referring your friends. The amount per referral is N500 which you get when they repay their first loan.

6. Cowrywise App

This is another saving and investment platform that lets you save money securely. Cowrywise offers some of the best returns on investment with its awesome rates. It also offers bank-grade security for all your savings and investment.

In a bid to help you earn more, Cowrywise rewards you and your friends for using their services. Basically, you and your friends get N250 when they sign up with your referral link or invite code. Subsequently, you can earn as much as N350 per referral as a Campus Ambassador, or N500 per referral as a Corporate Ambassador.

If you’re in school, you can make money from this referral app in Nigeria by recommending to your course mates, friends, and a blast to student discussion groups (if it’s allowed).

7. FairMoney App

FairMoney is an app with lots of financial benefits. You get access to loans of up to N500,000 on the app with no form of collateral. Once you submit your application, it’s quickly reviewed and you get a loan you’re eligible for. 

Asides getting loans, you can do much more with the app; you can make bill payments, buy movie tickets, purchase airtime and data, all at a discounted rate. Inviting a friend gets you N500 as loan discounts.

8. Luno App

From the title, you should understand that this app lets you buy various kinds of cryptocurrencies, especially BTC and ETH. You can as well sell your digital currency to other users, easy and fast. 

Aside from trading, you can use the Luno app as a wallet to store your money. This makes it easier to conduct trade on the app. For each invited user that buys bitcoin worth N5,000, you get a little token of N250 worth of BTC to start building your crypto portfolio. 

And the amazing thing is that the N250 worth of BTC can turn to N2,500 BTC if the price of bitcoin crazily rises.

To get started, click here to register on Luno and you’ll be awarded your bonus when you buy another coin.

9. VFD Bank App

Ok, off your hat for the big daddy!

VFD bank is just like Piggyvest or Cowryrise but, V has some amazing features that make it stand out among these save and invest apps in Nigeria.

With V Bank, you can send or receive money to/from anybody with any bank account in Nigeria and, you can set daily or monthly budgets, pay bills online, and do a lot of amazing stuff with the V bank app.

VFD Bank is a platform that’s fully supported by award-winning music producer and record label owner, Don Jazzy, and the like of Cubana Chiefpriest with some notable celebrities.

Learn more about Vblank Ng here…

So, how is V Bank a good referral app to make money in Nigeria?

Well, there’s a program called “Veelager” on the platform which allows you to earn by referring people to start their new bank on VFD.

In the first step, that’s if you refer 25 people to start banking with VFD and they did, you’ll earn N30,000 if they start banking just like they do with other banks in Nigeria. 

N30k is not the maximum, if you put everything to this VFD’s villager program, you can earn up to N2m in a month!

To get started, copy this code 👉 N8AXD then go to play store to download the VFD app, enter this code as referral code to start your journaling to the V world. 

And that’s it about – Top Referral Apps to Make Money in Nigeria

Note that few links are affiliate links. If you sign up and start taking action, I may earn a commission, which you can also earn if you refer other people to join you.

I’ll wrap this up here, which of these apps have made you some money? Do you have any others not listed? Kindly let me know in the comment box below.

And if this blog post helps you, can you share with your friends on social media about these referral apps to make money in Nigeria? If yes, click on the floating social media icons here.

You can also subscribe to the mailing list in other to receive a notification whenever I publish a blog post like this.

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20 Ways to Make Money from Home in Nigeria During this COVID-19

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Do you want to make money from home in Nigeria but don’t know exactly which of the available businesses you see online or those recommended ones to venture in? Well, I understand you, and how passionate you are, to work from home.

But why should you try to make money from home in Nigeria?

Well, the year 2020 has been one year people won’t forget in a hurry, a lot of deaths, the economic collapse of nations, mass lay-offs from the big firms, and lots of worry for people. About 22 million people lose their jobs in the United States of America (USA) and many people in Nigeria are automatically jobless and some are dying in hunger.

Among the many worries we have in this period hinges on our financial life, almost everyone is at home and the question is; how can we make money from home in Nigeria?

This blog post will expose you to the various ways you could crank up your financial life despite the situation at hand, and this you can do from the comfort of your home. What I’ll be showing you isn’t a Get-Rich-Quick or Ponzi scheme, these are proven ways to make some good cash. 

One of these ideas could eventually turn into a career you wake up each morning doing, and they don’t require any degrees; if you’ve got basic elementary education, you can begin to explore these ways I’ll be showing you. 

Let’s get started!

How to Make Money from Home in Nigeria (2020)

1. Freelancing

You’ve probably heard or read about this somewhere, but I’ll still say it; it’s the best way to improve your financial life, and you can do this without any form of boundaries. 

Personally, I’ve earned a lot of money from freelancing and it is my number one source of income.

It saddens me to know that many Nigerians with profitable skill don’t get to make as much money as they should, people pay huge bucks for these skills on various freelancing platforms and some Nigerians make between four to six figures monthly via freelancing, it’s even a full-time job for some.

You don’t need to get an office, all you need is a good computer with a strong internet connection and you’re good to make money from home in Nigeria.

If you’ve got any skill (especially digital), then waste no time in registering on freelancing platforms – there are lots of them out there; Fiverr and Upwork are some of the most popular ones. 

Check Here: How to Become a Successful Freelancer in Nigeria

Some sites require strict scrutiny and as such the probability of getting accepted is quite slim, but you can reach out pros to help you overcome this hurdle.

2. Graphics design

This is one of the most in-demand skills in the country today, if you’re good at this, you can make a good amount of money online in Nigeria currently.

These days, you find out that pictures are more visually appealing and receive lots of reactions than plain text, many firms, and freelancing platforms require the services of one who could create stunning, eye-catching graphics that will appeal to their various audience, this creates lots of opportunities for graphics designers out there.

Basically, you need a good laptop for this and the skill, even if you don’t have the skill there are more than enough mediums to learn online, once you’ve gotten to a certain level of proficiency, you could start applying for jobs and start making money from home in Nigeria.

3. Crypto trading

I must say that cryptocurrency trading is a very profitable business that doesn’t require much, but it comes with its own risks. 

As we seek out better ways of making payments, financing contracts and more, crypto is greatly gaining acceptance by merchants and financial institutions worldwide, this implies more ease of doing business with the ability to pay for any product, anywhere in the world.

Asides being a means of payment, crypto at the moment is one big gold mine and miners around the world are constantly drilling its treasures. One of the best ways to make money via cryptocurrency is through trading – with this you can make a good amount of money in Nigeria.

Check here: Top Ways to Make Money with Cryptocurrency in Nigeria

4. Forex trading

Still on trading, although with a different kind of money – the real money! Forex or foreign exchange has been a viable means of income for quite some years now and the possibilities are just limitless.

Today, you don’t need much requirements to trade, just your smartphone, internet connection, and your brain. It’s even easier to learn the ropes of this business as more and more online courses keep dropping every day on how to trade better. 

There are numerous platforms and apps (both Android and iOS) that you could utilize when trading, some even give you a demo account with some money in it so as to practice better ways of trading. It’s a pretty lucrative business once you master the art, and you can!

To learn how to make money from home in Nigeria through forex trading, I will advise you to enroll yourself to free resources available on YouTube and go to pirple.com to learn more about Forex and Crypto trading for free!

5. Content Writing

We all know how to write, from the less educated to erudite among us – at least to an extent. Content writing is quite different from actual writing and requires a lot to be mastered which could take some time to learn.

The ability to convey a message, capturing the hearts of the readers, via writing is one good characteristic of a good content writer. There are lots of cooperations out there wishing to pay you for this skill, as a freelancer, you can also make some money in Nigeria via content writing.

This skill requires a lot to learn, patience, and practice are some of the good ingredients that’ll make you a much better writer. 

Check Here: How to Become a Successful Freelancer Writer

One way to level up your writing skill is to start writing on forums, creating a guest post on blogs and writing on social media platforms, this will boost your confidence and you could begin earning some bucks in the near future.

You may want to ask that;

How much does freelance writers earn in Nigeria?

Their’s no limit to what you can earn as a freelance writer in Nigeria. But your earning per each content depends on the agreement between you and your client. Some are earning 7-figures from writing.

But here is a gospel truth, as a startup freelance writer, you can’t earn up to 7-figures yet. Before you can be able to earn up that, you’ll need to gradually build your reputation and connect with people through pitching.

6. Affiliate Marketing

An affiliate program can let you make money from home in Nigeria by helping brands to promote their products, you get some percentage when a customer purchases a product or service via your affiliate link.

You’d need to look for brands with the best commission rate as some brands pay better than others, once you’ve got this, you could start posting your links on your social handles and watch your credit grow.

This is one of the easiest ways to make money at home in Nigeria, it requires no skill, no capital required to start up, just get registered and get started. Most tops brands include affiliate services for their customers and you can get some cash by jumping in on this.

Check here: Top 10 Affiliate Programs to Make Money in Nigeria

7. Online Tutoring or Training

In our world today, more people are getting to learn online and online tutors get to make some money from home, you too can be one of them. 

If you know a thing good enough, if you’re a pro at your craft, then you might want to impact your knowledge on other people seeking to learn. It’s just getting to record a video/audio of you explaining concepts while making money from the comfort of your home.

Before you venture into this, you need to be well equipped intellectually in whatever field you choose to cover, making sure also that you employ the use of up to date information. A good place to start your online tutorial journey is on Udemy, but there are other platforms to explore too.

If you need to train people and earn money quickly, you can use a closed WhatsApp group.

But most people are expecting great results by sharing their links on WhatsApp status and Facebook, this is not going to work!

To get more students to enroll in your training, you need to run paid ads on social media. You can read more about this on Google.

8. YouTube

YouTube is a hub of information, entertainment, and learning, it’s one of the best platforms on the internet where you could get any information for free. 

Asides these benefits, many content creators make a living with YouTube, many Nigerians are getting richer on YouTube and you can also make money from home in Nigeria as a Youtuber.

To get started, ensure you have a good digital camera or a smartphone with a pretty good camera, your chosen field, and good internet. Once you’ve got these, you are well on your way to increased finances.

Check Here: How to Start a Money Making Youtube Channel

9. Dropshipping

This is pretty new, it’s a form of e-Commerce that allows you to own and run your online store from the comfort of your home. 

We all love to get things done quickly, and the way we shop in the current world is getting much easier. With just a few clicks, you can get that dress delivered to you, purchase a new wristwatch, upgrade your electronics, or even get those little utility products which makes life easier.

With dropshipping, you can make all these possible for consumers and make money from it. You don’t need to have a physical space, but a virtual space (to host your site), hot-selling products and you could begin making money. 

To make money from home in Nigeria through dropshipping, you will need to learn how it works and how to get started. You can check this article on how to start a dropshipping business in Nigeria.

10. Survey sites

Another good way to make money from home in Nigeria is through online survey sites. 

These sites give you an opportunity to make some money while giving your opinion on certain products, services, or just general feedback. These platforms value your opinion as it’s critical to the growth of their business and as such they pay you for this.

You don’t need any skill to be able to make some cash via this medium and I’d say it’s the most easiest way to earn money from home, but there’s a catch; surveys are not always available and so this limit how much you can earn. 

Check here: Best High-paying survey sites in Nigeria

11. Website development/design

Creating and designing websites pays quite a lot, this is a very viable skill even though its industry is saturated with a lot of inadequate developers and designers.

It’s been said that anything worth doing is worth doing well, this is one major factor that would set you apart from the rest of the bunch in a much-saturated market. The better you are at your craft, the more money you can earn.

This is a career for most Nigerians, there are also agencies dedicated solely to this field and you too can get to be among those making it in this field. A good laptop, and the skill – which you could easily learn online is a pretty good way to start.

12. Create an app

This skill is a very lucrative one but requires a lot to pull off, mostly intellectual. There’s an app for anything you want to do on the internet, but there are still some apps people need, and we need someone to create that for us.

Since smartphone users can’t create the apps they use, you could create something that solves a problem, games, or apps which increases productivity. You don’t necessarily have to redefine the wheel, you could make modifications to an app that currently lacks some features.

To get started, you have to learn about mobile app development (Android or iOS), have a good laptop, and ultimately the ability to solve problems creatively. The requirements may seem overwhelming, but you could take it one step at a time so as not to get frustrated, in the end, you wouldn’t regret it.

13. Social Media Influencing

Your social media profiles shouldn’t just be for photos, videos, talking about the latest trends or celebrity gossips, you can definitely make money on social media as an Influencer. 

If you’ve got a huge follower base, if you get a lot of reactions from your followers, then this opportunity is for you. Many Nigerian Influencers make good money with their social media profiles.

As an Influencer, top brands reach out to you to promote their brand, you get paid when you post their products/services on their social media profiles. If you don’t have lots of followers, you can start building up so as to avail yourself of the opportunity to earn. 

One of the best ways to become a social media influencer in Nigeria is to start Instagram comedy or skits. You can see that most people who are engaged in this business and they’re making money a lot. You don’t need to be funny, you just need to be creative!

I wrote a book of more than 4,000 words about how anybody can become a successful Instagram comedian in Nigeria. The book costs N5,000 but I’m currently selling at the rate of N1,500 only before the end of this month. If you’re interested in buying the book, Contact me on WhatsApp via 080 6886 6068

14. Social Media Manager

There exist quite some ways to earn on social media, and being a manager is one of those. 

This job requires you to post engaging and creative content all in a bid to promote the brand. This is a big earning opportunity which you should take advantage of, and soon enough, the alerts will start dropping.

You have the opportunity to work remotely with some brands, although some top brands would like you to work directly from their office. There are lots of courses on Udemy, Skillshare, and YouTube which would walk you through the nitty-gritty of this field if you choose to venture into it.

You can make money from home in Nigeria as a social media manager by using gigs on freelancing platforms or by reaching out to business owners in Nigeria.

15. Selling Photos Online

Photography is one of the top-paying vocational skills in Nigeria but here, I don’t mean photography in the actual sense as we all know, but photography where you could sell your photos.

If you take good photos, you could make some money by selling photos on platforms like FOAP, and you can do this from home. 

There’s only one skill required here, good photography prowess – that’s all you’ll be needing!

16. Voice Overs

If you’ve got a good male or female voice, and a clear pitch you could start making money with just your voice – interesting right?

Your voice would be used for voice-overs and commercials which definitely pays a lot. Many firms out there are on the lookout for you, just record your voice and make money.

You can get hired through freelancing platforms as well.

17. Blogging

Blogging is one of the traditional ways to make money from home in Nigeria, many bloggers in Nigeria are making some good bucks via their blogs. Making money from home in Nigeria is very possible when you have a blog. 

It’s very easy to start blogging; pick a niche (especially what you have passion for), get a good tablet or laptop, create your site, learn how to write, and you will be good to go. 

You could also take online courses to help you improve your blogging career.

18. Create and Sell e-books

Many of us have ideas which could improve the lives of people around us, we have stories which could inspire someone out there to become better, we sometimes think of getting to write a book but when we consider the time, effort and resources required to write a book, we just call it off. 

With e-books, you don’t really need much resources, just write, publish, and start making money. 

They are lots of publishing platforms out there – Amazon Kindle is one good option and you should utilize it. You can also sell your eBook on social media but with paid ads.

19. Data Entry Jobs

Companies around the world deal with a lot of data from customers and other sources, sometimes it’s difficult to organize these data, and hence they look to freelancers to help with the tasks. 

This is a simple job you could do on your smartphone and start getting paid. Two of the best platforms you can get started are; Clickworker and Smart Crowd.

20. Real Estate Marketing

Real estate investment is one of the most lucrative business in Nigeria and anywhere in the world. But these people involved in real estate investments need some people to help them market their properties and they pay commissions according to whatever you help them sell.

You can make a N500,000 from selling a property! But you will need to market the property until you finally land a client and you close the sale.

You don’t need an office, all you need is to find a real estate company that accepts agents and you’re good to make money from home in Nigeria.

In the future, I will be talking about making money as a real estate agent or marketer and top real estate companies you can partner with. For now, you can search on Google to get the best one to start with.

…and over to you – How to Make Money from Home in Nigeria

Now you see how easy it is you could make money from home in Nigeria, you don’t necessarily need a white-collar job to make good money – even if you have one, you could still get to add any of the above to increase your stream of income.

If you can learn a digital skill, you can make millions of Naira as a freelancer and, you can join the world of real estate as an agent or marketer, till you think of starting your own agency.

I hope this blog post help. If you have any questions, the comment box is open and I will be glad to attend to you. 

Don’t forget to share this with your friends on Facebook or any other social media platform by clicking on the floating social media icons. You can as well subscribe to my email list, in order to get notified of my new tips.

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