
Published
3 years agoon
If you’ve been looking for smart ways to save money in Nigeria, then you’re welcome to the right page. Here in this blog post, I will show you different methods I’ve personally been using to discipline myself when it comes to saving money.
I don’t know the reason why you’re embarking on this, but either you’re saving money for your next vacation, you’re about to start a business, for emergency purpose or any other reason(s), I’m sure if you take my simple recommendations here seriously, you’ll be glad you did.
Saving money in Nigeria has been one of the things we practice in our culture. I can remember when I was in primary school, we do save part of our money with a trusted pupil in our class. We do this for different reasons, either to buy something (like wall-clock) or buy a gift for our favorite class-teacher. Then, we also save for our personal use, we can save N10 denominations till it reach certain amount we need.
Also, our parents do the same thing. I can remember it’s called “Ajo” in Yoruba language. That’s a system where a group of people save money with someone they trust. They collect this money contributed according to how their names are aligned in the list.
All down to this modern age, we save money in Nigeria by simply depositing it in bank, which has been great, because it was the safest ways to save money in Nigeria until there’s advancement in technology.
Yes, I don’t really recommend saving money in bank these days because of some arrant fees the bank will be deducting until they deduct N5,000 to N3995.80!
That means both bank and the traditional ways to save money in Nigeria is NOT recommended by me. You might be thinking like; ‘hey, which way are we going to use again?’. Well, that’s why you’re here.
But before I list those ways, let me tell you that: I’m not against using either any of the Banks in Nigeria or the traditional methods like ‘Piggybank or Ajo’ to save money in Nigeria.
Let me tell my reasons for not recommending them;
Why Banks & Other Traditional Methods Are Not ‘Okay’ to Save Money in Nigeria
- The Arrant Charges: The first reason why Banks are not recommended to save your money is because part of the money you’re saving (in your mind) will be deducts gradually till you realized that it’s better to save the money under your carpet instead of depositing it in bank.
Also, if you’re saving money with someone (in traditional method), the person will collect some fee from you. In my area, it’s actually the first amount you save and you may also need to pay for drift card.
- Temptation: You’re saving money in bank or with someone and you need something that’s not really useful to you (maybe like luxurious clothes, shoes or food), sometimes, it might be because your friends are doing something and you want to do it also, it will be easier for you to go and withdraw all your money in bank or go the person helping you to keep your money and collect your life-savings…
… at the end of the day, you’ll realized temptation has taken over you!
- Fraud: What if someone wire away all the money in bank or you’re tricked until you personally send your money to a fraudster? Yes, there are cases of cyber scams in Nigeria and they’ve even did it to a minster of the federation, so don’t think you’re special or safe.
When it comes to the traditional method, the person can easily run away or pretend as if the money is stolen etc.
- Your money is just sleeping: After the bank might have taken their charges or the ‘Alajo’ the person whom you’re saving your money with, have taken his or her fee, you’ll collect the exact amount you save. Meaning, the money is sleeping instead of working for you while you’re saving it.
Now, let me show you the smart ways to save money in Nigeria and compare it with what you’ve read above.
Top Passive Ways to Save Money in Nigeria
Here are the smart ways of saving money in Nigeria;
1. Use Digital ‘Piggybank’ Like PiggyVest
If you’ve been using piggybank or ‘kolo’ in your house, how are you coping with temptation and securing it from being altered or stolen by someone else?
Well, that’s one of the traditional ways to save money in Nigeria, but can we now go digital?
Using digital piggybank will safe you from temptation or fear of insecurity. And you know what? You will earn interest on any amount you save!
There are many digital Piggybank to save money online in Nigeria, but I’m personally using PiggyVest.ng and I recommend you start using it to save today!
About PiggyVest
PiggyVest is not a bank but they help small-business owners with loan and they get the money they give out to these business owners from the money their customers save with them.
They’re partnered with one of the most prestigious banks in Africa, so your money is kept in a safe account and PiggyVest is insured. But here are few reasons I recommend Piggyvest;
Why you need to start using Piggyvest to save money in Nigeria
- You Earn Interest
Just like you know, if they lend money to someone, that person must pay an INTREST on the money borrowed, from that INTREST received, they compensate all the people who save money with them.
- You can Invest
Apart from the fact that you can earn interest, you also use the money you’ve saved to invest on a business through the Investify program on PiggyVest.
- You can Earn Referral Bonus
If you invite anybody with your referral link or code to join Piggyvest and those people take action by completing the registration and start saving, you’re earn N1,000.
The first day I registered, I completed my registration and save my first money, I got my referral code and shared on my WhatsApp status, I earn N8,000 that day because 8 people signed up through my referral link.
- You’ll Also Earn N1,000 for joining
You will automatically be given N1,000 as soon as you sign up.
- Piggyvest can Discipline you
You can lock your savings till when you’ll need it. Let say for instance, you need N50,000 in the next 3 months, you can be saving N600 per day or N4200 per week.
Do you know that something else can come up and you may just spend your money any day? But with Piggyvest, you can set it to be;
- Deducting N600/day or N4200/week from your bank account
- You can lock the money you’re saving till you need it, either 3 weeks or 3 years.
There are also some benefits you’ll enjoy, if you choose Piggyvest as a medium to save money in Nigeria.
Note that, you can be saving for as low as N100!
Click here to start saving today with PiggyVest.
2. Buy & Keep Bitcoin
Do you know about cryptocurrency?
Cryptocurrency is charging millions of entrepreneurs to billionaires, that’s if you’re a smart trader.
Buying and keeping Bitcoin is another smart way to save money in Nigeria, because, BTC rises.
Let say you buy a bitcoin worth N20,000 today just to save that N20k, bitcoin can rise and your 20k worth of BTC can turn to N50,000!
I always buy bitcoin whenever I want to save money.
Although, there are many places you can buy bitcoin (and other cryptos) in Nigeria, but I’m using Luno because it’s safe and it’s 100% best for Nigerians.
Note that if you want to convert your bitcoin to cash, you can also use Luno to sell your bitcoin. But I will advise that you trade your BTC to earn more money. If you don’t know how to trade cryptocurrency, kindly ignore.
But if you’ll like to be mentored by me, it’ll cost you N36,200 and I will teach you the nitty gritty of trading cryptocurrency, add you to a support group and you’ll get daily FREE signals. Message me on WhatsApp if you’re ready – (080 6886 6068).
Start saving money today by buying bitcoin, click here to get started with Luno and earn N250 worth of BTC for free.
3. Treasury Bills
One of the smartest ways those rich businessmen invest and save their money in Nigeria is through Treasury bills. And to God be the glory, this unique investment opportunity is open for everybody in Nigeria.
This is how it work;
You go to your bank that you want to invest in T-Bills and you’ll be given a form to fill. The minimum days you can invest in T-Bills is 90-days (or 3 months) and you’re going to earn interest in the money you invested with.
Treasuring Bills in Nigeria is very profitable and will help you guard your money without any deduction from back… If you want to know, check the recommended post below;
RECOMMENDED: How to Invest in Treasury Bills in Nigeria
Start T-Bills as one of the methods you save money in Nigeria.
4. Invest in Real Estate
The best investment in the world is ‘Real Estate Investment’.
2/3 of richest people in the world are in one way into real estate business. An example is Donald Trump, the President of United States of America.
Do you know why Real Estate is one of my most recommended ways to save money in Nigeria? It’s simply because it makes your value (or money) to ‘appreciates’.
Let say you have the sum of N500,000 and you want to save it, the best way to do that is to buy a land.
If you buy a plot of land and finish all the papers with that your N500k, you’ll never regret you did.
Because as times goes, on that same land can appreciate up to N2.5million within a year, meaning you earn N2m as profit!
If you have big money to save, don’t use bank, start thinking about real estate.
Click here to learn more about starting a real estate business in Nigeria.
5. Start a Profitable Business like Mini-importation
You’re actually thinking of saving your money but here is a business offer, what is happening?
Well, instead of keeping your money somewhere idle, think of using the money to start a business. And here, I recommend starting a mini-importation business.
Any business under ecommerce are fetching money these days, dropshipping and mini-importation is also not left behind. But how does this business work?
If you want to learn more about mini-importation, check this blog post here – in that post, I talked about dropshipping but I also explain in details what you need to know about Mini-importation.
But briefly,
Mini-importation business is when you buy some products from foreign countries at cheaper price and you sell here in Nigeria at higher price (at least above how much you bought it).
The secret to a successful mini-importation business in Nigeria is to find what is called ‘hot-selling products’ and you ship to sell in Nigeria.
Mini-importation is very advisable, if you’re really looking for a smart way to save money in Nigeria.
…. And that’s all about Smart Ways to Save Money in Nigeria
I have aligned 5 best ways to save your money in Nigeria and earn passive income, instead of leaving your money idle in bank or keep it someone acclaimed to be a trusted person, who can run away with your money anytime.
My first recommendation is to use Piggyvest and I’m sure you remember the benefits attached to using it to save your money? Apart from Piggyvest, you can also save money in Nigeria by buying bitcoin using Luno and maybe trade to earn more.
Then I told you about investing in Nigeria’s Treasury Bills, Real Estate and finally using the money to start a profitable business that will produce your money soon, and Mini-importation is one of these businesses.
Once again, I’m not against saving money in bank but as the title of this post says, Smart ways to save money in Nigeria – a way to save & Invest passively.
Feel free to tell me (using the comment box below) the one you’ll start utilizing soon and I will answer any question you have on it. And don’t forget to subscribe to my mailing list in order to receive free updates and freebies from me.
I am a front-end developer, part-time blogger, incoming data scientist, an enthusiastic cynophilist, and a curious introvert. I'm available for side gigs and partnerships. Contact me here: on WhatsApp or check me on Linkedin

Business
GIG Logistics Branches and Location (Addresses) in Nigeria

Published
1 year agoon
January 1, 2022GIG Logistics by GIG Mobility is one of the leading logistics companies in Nigeria due to the company’s mode of operation. Delivery is fast and the fee is not as expensive as other competitors.
If you’re trying to ship your stuff across the country, or to other countries like in Africa, the USA, the UK, etc., GIG Logistics can be your sure plug.
But as a new customer, you may not know how to contact them. The good news is that you can do more with the company via their website (giglogistics.com).
But in case you need to visit one of their branches very close to you, and you don’t know where to go, I will be covering that in this blog post.
Important Notice: In case you don’t find your city on the list, don’t panic. GIG Logistics can still deliver to you but you may need to contact them via email or telephone call if you’re the one sending.
If you’re not sending but receiving, you don’t need to stress yourself, just be available when it’s time for delivery.

GIG Logistics Delivery Vans
You can easily click on your state in the table of content below rather than scrolling and scrolling till you miss what you’re looking for.
Here are the locations;
GIG Logistics branches and location in Nigeria
GIG Logistics Head Office in Nigeria
GIG Logistics Digital Hub. No 1 Sunday Ogunyade Street, Gbagada Expressway, Beside Eterna Fuel Station, Gbagada Lagos, Nigeria.
Abuja (FCT)
Garki
SICCONS PLAZA, Opposite Unity House, Beside Lifemate Furniture, Garki Area 11
Gwarimpa
House 38, 3rd Avenue Gwarimpa, Opposite Union Bank Abuja.
Gwagwalada
No 10 Ajibade plaza beside okay Japan Electronics.Park Road Gwagwalada .
Kubwa 1
Block, 43, Gado Nasko way, opp 2/2 Court Kubwa.
Kubwa 2
Opposite Ignobis hotel plot 17 Gidin dutse layout, kubwa.
Utako 2
Abraham Plaza, Suite A13 Plot, 6 A.E. Ekukinam St, Utako Abuja
Wuse 2
80 Aminu Kano crescents opposite Sherif plaza beside Wema Bank Banex wuse 2
Maraba Experience Center
No 132 GIZA PLAZA OPP CHRISGOLD PLAZA BESIDE MTN OFFICE MARARABA
Madalla
Madalla by Mobil, along Abuja – Kaduna Express Road.
Utako 1
Plot 113 I.V.W. Osisiogu Street, beside Utako Police Station Utako Abuja.
Zuba
206, Zuba Market, Opp. Lagos Line, Zuba
Lagos State
Alaba International
Cs1 Ground Floor Corner Stone Plaza By Dobbil Avenue Along Phone Village Road, Electronics Section Alaba International Market.
Ajah 1
KM 25, Lekki-Epe Express way, Ajiwe-Ajah.
Ajah 2
KM 22, Lekki-Epe Express way, Opp. Jeffrey’s Plaza, by Abraham Adesanya Roundabout, Ajah.
Akowonjo
41 Shasha Road, Akowonjo Junction, Dopemu, Lagos.
Awoyaya
Km 36, Lekki-Epe Express Way, by Ogunfayo Bus Stop, Eputu, Awoyaya Lagos.
Cele Okota
103, Okota Road, Cele.
Festac
1st Avenue Road, Festac first gate, besides INEC office, Festac town, Lagos.
Gbagada
7, Hospital Rd, Ifako, Gbagada, Lagos.
Gbagada Express Center
GIG Logistics Digital Hub. No 1 Sunday Ogunyade Street, Gbagada Expressway,Beside Eterna Fuel Station, Gbagada Lagos
Ikeja
9, Medical Road, former Simbiat Abiola Way, Opp, Zenith Bank.
Ikoyi
103 Awolowo road, Ikoyi Lagos.
Ikosi
16 Ikosi Road, Ketu Lagos.
Ikorodu
Sabo Road Garage, Ikorodu.
Ikotun
29, Idimu Road, Opp. Local Govt, Council, Ikotun, Lagos.
Ilupeju
13C Ilupeju Byepass, Ilupeju, Lagos.
International trade fair
Shop D77 & D78, Abia Plaza, BBA, Lagos Int’ Trade Fair Complex, Lagos.
Ipaja
164, Lagos Abeokuta Express Way, beside Diamond Bank, Lagos.
Jibowu
20 Ikorodu Express Road, Jibowu, Lagos.
Lekki Admiralty
No 1A, Wole Ariyo Street, Beside First Bank, Lekki Phase 1.
Lekki Admiralty 2
Jubilee Mall Admiralty Way, Lekki Phase One, Lekki.
Lekki (Fola Osibo)
Ground floor Legends Place Mall Plot 29 Fola Osibo Lekki Phase 1, Lagos.
Igbo Efon
Km 17 Scapular plaza Igbo efon.
Old Ojo Road
Old Ojo Road, by Police Station Lagos.
Ogba
3 Ijaiye Road, Beside FCMB Ogba.
Opebi
62 Opebi Road, Ikeja Lagos.
Oyingbo
No 25 Otto Causeway Opp Iddo bus top, Iddo Ebute Metta Lagos.
Sango
3, Abeokuta – Lagos Expressway, Sango Ota, Opp. Sango Bridge.
Surulere
26, Adeniran Ogunsanya, Surulere, Lagos.
Volks
169, Badagry Expressway, Volkswagen Bus Stop.
Victoria Island
1436 Sanusi Fafunwa Street, Victoria Island, Lagos.
Yaba
Tejuosho Ultra Modern Market, Ojuelegba Road, Yaba, Lagos.
Epe
Animashaun Plaza, Beside Petrocam fuel station, Near Epe T-junction, Epe.
Isolo
43, Osolo Way, Ajao Estate, Ekwu Awolo House.
Abia State
Aba
No 5 Asa Road Former/Old Nitel Building Aba
Umahia-1
8 Mission Hill, Opposite Villaroy Hotel, Umuahia Main Town
Umahia-2
No 60 Aba Road, Close to MTN Office at Aba Road, Umuahia.
Adamawa State
Yola
Plot 2 Bekaji Plaza, Bekaji Karewa Road, By Fire Service Roundabout, Jimeta Yola.
Ekiti State
Ado Ekiti Center
Soladola petrol station, beside Apc secretariat, opposite moferere junction, along ikere road, Ajilosun
Osun State
Osogbo
Ogo Oluwa Bus Stop, Gbangan / Ibadan Road, NIPCO Petrol Station, Osogbo.
Imo State
Owerri
Plot C31, Relief Road, by Relief Junction, Off Egbu Road, Owerri.
Niger State
Minna
Landmark: After Mr Biggs beside Nepa Office, Farm Center Area, Tunga, Minna – Niger State.
Benue State
Makurdi
No 4 Old Otukpo Rd, Opposite Dester’s by Savannah Roundabout.
Kogi State
Lokoja
No 1 IBB Way, Adankolo, Lokoja, close to Federal Medical Cente
Nassarawa State
Lafia
Shops 1 & 2 Police Officers Mess, Opposite Polaris Bank, Jos Road, Lafia.
Kebbi State
Birnin Kebbi
Ahmadu Bello Way opp alhaji boye coca cola Depot Birnin Kebbi, kebbi state.
Katsina State
Katsina
Shema Plaza Ground Floor, Mani Road, by W.T.C Round-About, Katsina State.
Kano State
Kano 1
No 1 bompai road by Tarawa Balewa way, Opp Grand Central Hotel Kano.
Kano 2
Centro Plaza, Opposite Buk Old Site, Kabuga, Kano.
Kano 3
No 32 Zoo Road, Opposite Shoprite, Kano.
Kaduna State
Kaduna 1
8 Ahmadu Bello Way, Off Kastina Roundabout, City Plaza, Kaduna State
Kaduna 2
Lagos Garage by Airforce Mami Mando, Kaduna State.
Kaduna 3
Nnamdi Azikiwe Expressway by Command Junction, close to Samrada Fuel Station (beside 911 bakery).
Zaria
Dairu Garba Plaza, 18 Sokoto Road, MTD Junction By Nnpc Filling Station, Sabon Gari, Zaria.
Plateau State
Jos 1
Plaza 1080, Yakubu Gowon way, Dadin kowa second gate.
Jos 2
Angwan Soya Zaria Road bypass, Opposite Jankwano Bingham University Teaching Hospital.
Jigawa State
Dutse
Government House Round-About, Asamau House Block B, Number 8, by Airtel Office, Dutse, Jigawa State.
Taraba State
Jalingo
32 Hammaruwa way. Besides former Kashere Filling Station Jalingo.
Oyo state
Ibadan 1
Town Planning Complex, by Sumal Foods, Ring Road, Ibadan
Ibadan 2
Suite 5, Kamal memorial plaze, former iyalode complex, opposite funcktionals clothing, bodija – UI road, UI Ibadan.
Ibadan 3
No 76 Opposite Arisekola Mosque Iwo Road Ibadan.
Ogbomosho
NNPC Mega Station, Opposite Zenith Bank, Star Light, Ogbomosho, Oyo State.
Kwara State
Ilorin 1
190, Ibrahim Taiwo Road(Upper Taiwo), Opposite Primo Pizza / Chicken Republic, close to new Wema Bank, Ilorin.
Ilorin 2
No 1 Umar Audi road, Fate Road, Tanke GRA, besides Hotels Mirabilis. Ilorin.
Enugu State
Enugu 1
7, Market Road, Holy Ghost Park, Opp. State Library, Ogui, Enugu.
Enugu 2
67, Zik Avenue Uwani Enugu.
Nsukka
No 64 Owerrani, Enugu Road, Nsukka.
Edo State
Uselu
202, Uselu Lagos Road, Ugbowo Benin City.
Akpakpava
112, Akpakpava Road, Benin City.
Airport Road
Shop 1, Omegatron Plaza, 47 Airport Road, Benin City.
Ramat Park
42, Benin/Agbor Road, Oregbeni, Ramat Park Benin City, Edo State.
Auchi
Okene Express Way, Opp Auchi Polytechnic, Auchi.
Ekpoma
Ukpenu Road Opp. Grail Message Centre, Akahia, Ekpoma.
Delta State
Asaba 1
Asaba Onitsha Expressway, By Head Bridge.
Asaba 2
445, Nnebisi Road, opposite Zenith Bank, Asaba.
Asaba 3
SUIT 53/54 INDEPENDENCE MALL OKPANAM RD, ASABA.
Warri 1
138, Effurun-Sapele Rd, by Airport Junction Warri.
Warri 2
116, Effurun-Sapele Warri Road, Effurun Opp. Our Ladies High School.
CrossRiver State
Calabar
29 Ndidem Usang Iso Road ( Aka Marian Road) Calabar.
Bauchi State
Bauchi
Shop 7, Yandoka Road, Adjacent MTN office. Opposite First Baptist Church, Bauchi State
Bayelsa State
Yenagoa 1
Kpansia Epia, Opposite Wema Bank by INEC Junction, Yenogoa
Yenagoa 2
Pam House, Tamic Road and School Road, Okutukutu By Isaac Boro Expressway, Yenogoa
Anambra State
Awka
Elite Shopping Complex Opp Crunchies fries, Enugu/Onitsha Expressway, Awka
Onitsha
2 Awka Road, By DMGS Junction, Beside All Saints Anglican Cathedral, Onitsha
Nnewi
No 73 – Owerri Road, Martina Chukwuma Plaza (Innoson Plaza), Opposite The Salvation Army Church, Umudim Nnewi
Akwa Ibom State
Uyo 1
3, Monsignor Akpan Avenue, Itam industrial layout, opp Timber Market, Itam.
Uyo 2
No 108 Oron Road, beside the First bank, Uyo.
Ondo State
Akure Center
No 22 Oyemekun Road by Cathedral Junction Akure
Rivers State
PHC Choba
LACFOG PLAZA Adjacent Choba Police Station East-west Road Choba PHC.
PHC Woji
No 118 Off Woji GRA, Same Building with Miskay Boutique By Bodo Junction, Port Harcourt.
PHC Stadium
No 9 Stadium Road, Beside Benjack, Port Harcourt
PHC Artillery
Cocaine Village Junction, Off Aba Rd, opposite Genesis, Rumuogba, Port Harcourt.
PHC Peter Odili
No 89 Peter Odili Road Port Harcourt.
PHC Ada George
No 18 Ada George By Okilton Junction, Port Harcourt.
Sokoto State
Sokoto
3/4 Maiduguri Road Gawon Nama Area
Zamfara State
Zamfara
C 1, A A Master Plaza Canteen Road Gusau.
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This is the complete list of GIG Logistics and their location in Nigeria. If you have any questions regarding GIG, kindly contact them directly. You can see how to contact them via their website at https://giglogistics.com
If you want to ship an item from the USA stores like Amazon, eBay, etc., to Nigeria, you can read my guide on how to ship with Heroshe Logistics.
Business
7 Super Professional Tips to Build a Successful Business in 2022

Published
1 year agoon
December 21, 2021It is a new year and you’ve been thinking of how you can build a successful business but don’t know how or where to start. Let’s talk about that and see if you’ll learn something, or be inspired.
Some businesses fail because they’re following old blueprints which no longer work effectively to build their startup.
We’ve learned a lot between 2020 and 2021, and we’ve seen how businesses are affected by the ongoing Corona Virus pandemic. But ideas to start or build a business are waxing stronger in us, how are we going to bring these ideas to reality?
But is 2022 the right time to start a business?
Yes, it’s never too late to start a business in 2022 and you are still going to see rapid growth if you put in all the efforts.
Regardless of the Coronavirus and its variants, you’ll agree with me that starting and building a business these days is easier compared to a few years ago as a result of technology and more investors who’re ready to provide capital for a futuristic business plan.
According to a report, investors spent more than $140 billion to support startups in 2017 and the figures have increased ever since then till date. This shows how people like you are creating something or a platform that solves a ‘problem’ and how people are ready to support it.
If you’re also planning to launch your startup, you’re welcome, it’s never too late to be phenomenal.
Aside from investors who’re ready to invest, you don’t necessarily need to build your business by renting a big hall or apartment for office use, thanks to COVID-19, you can gather your team and work remotely, while you’re saving a lot of money that will go into office setup.
If you have a good business plan or startup idea and you’re worried about what to do next, the following tips will help you get started;
7 Tips to Build a Business in 2022
#1. Do Your Research and Understand Your Mission
You see, a lot of people see other people building stuff and they got jealous to build something too – this is a wrong motivation to start a business.
You have to think clearly about what you want to do, you ask yourself: “In what way(s) can this idea or business help people?” – emphasize “help people”.
If you want to start a fashion design company, do your research thoroughly and understand that you’re about to build a type of business some people have built already. So, how are you planning to get better and beat your competitors?
For instance, can you think of a unique fashion trend and dominate it for the long term? If yes, what fashion trend and how can you hit the market with your idea?
You have to plan all these, you just don’t voluntarily jump into the ocean without knowing if it’s safe or not. If it’s not safe, then how are you going to survive?
#2. Get a Team Members with Common Goals
The spirit of being the CEO and (sole) founder is part of what’s killing some businesses and startups to date. I’m not saying you can’t build a business alone, you can! But you can’t survive alone. If you survive alone, you won’t go far alone.

People (Team) Working Together – Credit: Pexels.com
You have to understand this concept. If you read about big business builders in the world, you’ll notice one thing that’s very common to them – they don’t build alone!
Bill Gates, Mark Zuckerberg, Elon Musk, etc., will tell you that they called their friends when they were about to start their company. Why? It’s simply because they need teammates who can work with them to achieve their primary and respective goal(s).
The reason is simply that if one is falling, another person will lift him. And this boils down to you looking and calling the right people to join you or else if you fall, that’s the end of the business.
So look for the right people in your circle, during meetups, on social media, share the business idea with them and be patient to see those who’ll be ready to join you.
Getting team members here is different from hiring people. You have to look for someone or some people who’re ready to take ownership of the business and work diligently.
They can in turn be your co-founder, CTO, etc… Just make sure you’re careful and patient enough to see someone with the same common goal.
#3. Start Building with the Little You Have:
You know the type of business you want to build and you have someone or some people who are ready to work with you. The next thing is to start building that business with the little resources you have.
The mistake most people make is that they’re waiting for the “perfect time” and that time translate to when they have sufficient money to invest in the business. The truth is that that perfect time won’t come unless you start now.
And I will like to say this if you’re starting a new business but you don’t have money to invest personally, you’re still not going anywhere. It’s either you get a job, make money and come back to that idea or, you sell the business idea to someone else.
The bottom line is that you have to start from you, even if you will need investors to inject capital into your business, you have to show them something – your ideas + efforts.
#4. Create Good Information and Communication Flow
As part of what you’re starting with, is how you can bridge the communication gap between your business and your target audience (investors included). That’s why you need to invest in creating that information and communication flow.
This is not a big deal at all, you just need to create an online presence for your business by getting a website, getting on social media, and investing in Email marketing or CRM tools.
If you can’t build the website yourself, you can hire freelancers to get the job done for you, there are free email marketing tools like MailChimp that you can get started with. You can hire an expert to manage your business’s social media handles for you too. The person will be in charge of content creation, posting, and attending to comments.
Having a website is very important, if it’s just a landing page, do it and let people know about your business from there and use your social media handles to keep telling people about your mission, not that loudly tho.
#5. Start Expanding the Business
You’ve tried a lot, but it’s not the time to relax. It’s time to start thinking of expansion. I mean expansion at all lengths.
If you launch your business to focus on people in Canada and they accept it with open hands, it’s time to expand to New York, and then to Paris, to Africa, etc.
In your team as well, you need to have some people who will be in charge of marketing, human resources, engineering, international relation, legal, and many departments within your company.
With great power comes greater responsibility, the more you’re growing, the more you should expand.
But what if your company can’t afford to hire people you need to run the business as you’re thinking of expanding, is that the end? No, it’s not!
#6. It’s time to Seek Business Funding
This is not a must if your business can afford to finance itself, but I bet it can. As a startup that’s at the entry or expansion stage, you need money to take care of a lot of things and some people are ready to provide that money!
There are people called Angel investors and some are called Venture capitalists, these people are in the business of investing in other businesses to make a profit. No money is too big to invest for VCs as long as your company’s evaluation is also big.
If you think your business need funding, kindly check this blog post on how to get one for your business.
#7. Don’t Stop Expanding; Invest More in Your Business
You’re not there yet. Start investing more in advertising, your team members, think of innovation and, acquire other related small businesses.
Just don’t stop growing!
I hope these tips will help you start that business in 2022 and I believe you can conquer the world, don’t worry, start today!
If you love what you just read, kindly consider subscribing, and don’t hesitate to use the comment box below to let me know your feedback.
Business
MTN’s IPO: How to Buy MTN Shares with less than N50,000

Published
1 year agoon
December 3, 2021Here is your time to shine, you can now buy MTN shares and join the leagues of MTN shareholders in Nigeria.
Nigeria’s telecommunication giant, MTN Nigeria recently announced the selling of 575 million of its shares to the public on Tuesday, November 30th, 2021. Just in case you don’t know what “shares” is, let’s me quickly tell how it works;
What are Shares?
Share simply means a percentage of ownership in a company. Those who hold these shares are called “shareholders” and you can also call them “investors”.
What that simply means is that, let’s say you buy MTN shares, you have a percentage of every percentage of the company. If the stock rises, your share rises and vise versa.
How Shares Work?
The more shares of a company you’re holding, the more decision-making power you have in that company and the more your profit if the company is performing well.
Let’s say you buy 250 units of MTN shares at the rate of N169 each, which is N42,250.
And luckily, MTN stocks jump to x10, that’s also N42,250 x 10 for you. You’ve made N422,500!
That’s just the simple idea, if you know how FOREX, stocks, or cryptocurrency work, you have the idea of how Shares work also.
But you don’t need to panic because MTN Nigeria is leading and doing well in Nigeria, investing your money to buy from their shares will be a good return on investment (ROI) for you.
…and this is a golden opportunity if you’ve been looking for where to invest your money.
Right in this blog post, I’m going to share with you how can buy these MTN shares easily and answer a few things you may want to know. But let’s start with the eligibility and requirements;
Eligibility and Requirements to Buy MTN Shares
1. You must be 18 years old and above – No minors *(-_-)*
2. You need a Bank Verification Number, BVN
3. You need a CSCS (Central Securities and Clearing System) account
4. You must behold the shares for at least 12 months, if you can’t let your money work for you in 12 months, don’t even try buying.
5. You must be able to buy a minimum of 20 unit shares, while the maximum is 250 units.
Buying MTN Shares: Other things you need to know
- The general public can buy the MTN shares from December 1 to December 14, 2021 (just 2 weeks)
The MTN share offer will be priced at N169 per one unit - The minimum amount you’ll invest (for 20 units) is N3,380 and the maximum (250 units) is N42,250
Your stockbroker or a certified Momo Agent can help you - Visit https://mtnoline.com/PO in case you need help
Now, let’s talk about how you can buy MTN shares before the deadline!
How to Buy MTN Shares in Nigeria
There are two ways to buy the shares, you can buy through;
1. PrimaryOffer
2. MTN MoMo agents
Buy MTN Shares with PrimaryOffer
PrimaryOffer is a service (or product) by NGX exchange where you can buy new public offers like this MTN share. Here is how to buy your MTN shares on PrimaryOffer:
– Visit www.primaryofferng.com and click on “Get Started”
– Click on “I am an individual investor” if you’re buying for yourself
– You’ll land on a page with MTN branded banner at the top, but click on “Create an Account” to get a PO account
– Put your BVN number and correct date of birth
– Click on “Continue”
– On the next page, your primary data would have been generated from your BVN, fill out the remaining data such as “email address”, “your mother’s maiden name” etc.
– Click on “continue”
– Verify your OTP: check your email address to get the code
– If you do that correctly, your account will be verified and the next thing is to login
– Login with your email address and password
Finally, buy the MTN shares!
After you log in to your PrimaryOffer account, you will see the only shares available (MTN shares), click on the MTN logo, it will load to open a new page.
– Scroll down and put in the unit of shares you want to buy. Note that the minimum is 20 and the maximum is 250
– Check the agreement and conditions, and
– Click on “continue”
– CSCS account will be created for you, but you need to complete it manually on the next page by filling in one of your bank details
– Click on “update Bank”
– Continue to complete all necessary stuff such as uploading a proof of address, your national ID card, and your signature.
– You can as well complete your social profile
– If you’re done with that part, go back to offerings to buy the MTN shares.
Important Notice: You can also use the PrimaryOffer mobile app to do all these things.
ALSO CHECK: How to Invest in Treasury Bills in Nigeria
That’s the first method of buying MTN shares in Nigeria.
Buying MTN Shares with Receiving Agents
Just in case the steps above are too technical for you to do, you can use a receiving agent and the person will do all the hard work for you.
Receiving Agents you can use:
1. MTN MoMo Agents
MoMo agents have received training on how to help people buy MTN shares. So you can visit any MoMo agent close to you and they’ll help you out.
2. A Stockbroker
Stockbrokers are professional, if you see one, ask them for help but be careful and make sure you use a trusted broker.
So, that’s how to buy MTN shares in Nigeria.
Summary: How to Buy MTN Shares in Nigeria
– You can buy MTN shares for as low as N3,380 and the highest you can buy is N42,250
– The best way to buy MTN Shares is through the PrimaryOffer’s website or mobile app
– The public sale of MTN Shares will end on December 14, 2021 (Maybe this will be extended, I don’t know)
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