Connect with us
UBA Africard in Nigeria, UBA Prepaid Card UBA Africard in Nigeria, UBA Prepaid Card

Banking

How to Get UBA Africard in Nigeria, Activate and Load It

Published

on

Do you want to know how to get UBA Africard in Nigeria, activate and load it? If yes, I will provide you with the step-by-step guide on how you can get it and use if for online transaction.

PS: I’m writing this from my own personal experience. I mean, how I got my own UBA Africard in Nigeria within 3 hours! Few months ago, I was confused on how really to get the card because I have never heard about a special card apart from the famous “MasterCard”, “VISA card” and “Verve”. All these cards are limited to some function and can’t really be used broadly as the Prepaid VISA card issued by UBA.

Now, let go to the main topic:

What is UBA Prepaid Card or Africard in Nigeria

Africard is a prepaid card issued by the United Bank for Africa, UBA.

If you’re familiar with using the like of Mastercards for online transaction, then there’s no need to get long definition for the UBA Africard.

But I must tell you that it’s originally a “VISA card”.

The only difference between other VISA card and UBA Africard in Nigeria is that, it’s PREPAID!

Just like when you’re using a prepaid meter in your house. If you load the meter, you’ll have electricity power in your house. But if you refused to load it, there’s no way you can see the blink of electricity even if the whole town are enjoying it.

Same thing applied to the UBA Africard, It’s a prepaid card that is useful only when you load funds (money) on it.

UBA Group said:

The Prepaid Card (Africard) is not in any way linked to your regular bank account with any financial institution in Nigeria. That gives you the ability to do and undo with the card. Meaning, you spend what you load.

As simple like that but powerful….

Getting your UBA Africard in Nigeria is so easily but many entrepreneurs outside there don’t know what the card is used for, while some entrepreneurs know how to use it but don’t know how and where to get it.

I don’t know which category you fell into but this blog post will hold your hands from starting till using the card. But you may want to know:

The Benefits of UBA Africard (Prepaid Card) in Nigeria

I will mention few but most important benefits that may interest you. They are:

  • You can use buy anything from any online shopping sites in the world without any headache
  • You can have UBA Africard in Nigeria without having a bank account with UBA at all
  • The card is not linked to any of your accounts
  • You can use it to verify PayPal account in Nigeria and enable the most core feature of using PayPal
  • You can get it immediately or few minutes after you request for it
  • According to UBA, the Africard or UBA prepaid card can be used at over 30 million retail outlets across the globe
  • Can be used conveniently with the UBA mobile banking
  • UBA Africard or Prepaid card is secured
  • You can manage your card yourself
  • And so on…….

Interesting, right?

Now, you may asking what you needed to get the card. Here are they:

Requirement to Get UBA Africard in Nigeria

Just like I got my own, here are the prerequisites:

  • A passport photograph
  • A utility bill (e.g NEPA bill)
  • Means of Identification like National ID card, Driving licence and any government issued document
  • Your Bank Verification Number, BVN
  • Some funds to load (but not compulsory to load immediately)

Those are the few stuffs you need to get together and boldly apply for the UBA Africard or Prepaid Card in Nigeria.

Now let talk about how to put these into use:

How to Get UBA Africard or Prepaid Card in Nigeria

1.      Visit the Bank

Unfortunately, you can’t apply for this card online or any other bank than to visit the nearest UBA business office or branch in your area, with the aforementioned requirements to get your Africard or UBA prepaid card.

PSS: UBA branch office is so far to my place, I will have to spend some bucks for transportation. So, to safe the expense, I have to call the bank if the card is available and unfortunately, it wasn’t. They said it’s going to be available in 3 business days and I called again after the 3 business days to confirm and it was then available.

So, I will advise you to call the bank first before you visit them because, AFRICARD or the UBA prepaid card is not always used as other type of card, which the branch office may not have in store because of that.

2.      Ask the Customer Care that you need “AFRICARD” or “PREPAID CARD”

You need to be careful when you get to the bank in order to request for the UBA Africard because you might be misled.

When I got to the UBA business office in my area, the lady that attended to me was trying to get me “MasterCard” thinking that “CARD” is “Card”. But I told her I don’t need MasterCard or VISA card but I need “AFRICARD”. Then she directed me to meet an officer in care of Cards collection in the bank and immediately, the man grabbed what I was asking for.

Tell and remind the bank staff that attend to you that you need ‘UBA Africard’.

PS: Note that there’s are 4 types of UBA Africard available and you should be careful enough before you choose. In fact, let me tell you about types:

Types of UBA Africard or Prepaid Card in Nigeria

There are four types of UBA Africard in Nigeria, they are:

  1. UBA Nigeria NGN Local High
  2. UBA Nigeria NGN Local Low
  3. UBA Nigeria NGN International High
  4. UBA Nigeria NGN International Low

Basically we have “Local” and “International” UBA Prepaid Card but each of them have their own limit as “High” or “Low”.

If you choose any of the first two listed above, please note that you can’t do any transaction outside Nigeria as the name implies “LOCAL” which is just like using the “Verve Card” and…..

If you choose any of the last two UBA Africard listed above, you can do international transaction but the “international High” is the best.

So, tell the staff attending to you the type of card you need.

If the card is available, you’ll be giving a form to fill.

3.      Fill the UBA Africard or Prepaid Card’s Application Form Correctly

The application form is now in your hand, fill legibly without making any mistake.

The form is not hard to fill at all. Write your BVN at the top of the application form but if you don’t know your BVN, on your registered phone number with your bank, dial x565x0# and your BVN will be shown to you.

I need to tell you this:

There’s a place in the form that asked if you’re either the “Owner” or “Tenant” of the house address you provided.

If you choose “OWNER”, you will to provide the said “Utility Bill or NEPA bill” I told you to prepare under the requirements. But if you choose “TENANT”, you don’t need the utility bill (…… as at the time I got my own UBA Africard in Nigeria).

After you have filled the form, give it back to the card collection officer that gave you.

4.      You Card will be Given to You

Finally, you card will be given to you and the next thing is to activate it!

I’m going to tell you how you can activate your UBA Prepaid card without visiting the branch office.

Here is how:

How to Activate UBA Africard in Nigeria using ATM & Online Portal

There are two ways you must activate your UBA Prepaid Card. The first one is activating at the ATM gallery and the second is using online portal…

Both ways will finally get your card in use. Here is how to do it:

  1. Activating UBA Africard with ATM

This is just as simple as when you changed your previous (mastercard) password after collecting.

Changing of password is the means to activate your account, and this require previous password. So, how can you get your UBA Africard previous or default passcode?

There is a sheet of paper with information about your prepaid card, on the sheet of paper is your hidden passcode which you will use for both ATM and online activating.

At the front of the sheet (where UBA logo is at the top right-hand corner), you will see something like scratch card but not actually meant to be scratched. You only need to peel the orange light nylon used to cover the blank area.

Note that the two passcode are written on the nylon.

The ATM PIN is at the top while the WEB PIN is below it. Note that each are 4-digits.

Now go to the nearest UBA ATM gallery and slot in your new AFRICARD or UBA prepaid card, change the PIN by first entering your default PIN, then NEW PIN…

If you’ve successfully did that, congrats.

The next thing is to activate on your PC or Smartphone.

  1. Activating UBA Africard with Web service (smartphone or PC)

Follow these steps to activate your UBA Africard in Nigeria using your smartphone:

This may confuse you, I mean the Client ID and you may be asking…

What is UBA Africard’s Client ID and Where to Find It?

The UBA Prepaid Card’s client ID is 10-digits numbers which is special and different for every prepaid card.

Note that the UBA Prepaid Card’s Client ID is not your account number, it can be found on the card.

To find your client ID, turn you card to the back where there’s black stripe.

You will see a number written at the right hand side at the back of the card, very close to the bar code.

So after finding your UBA Africard’s Client ID, check your “WEB” passcode just below the PIN you used to activate your card at the ATM gallery.

  • After you’ve successfully login with your Client ID and WEB PIN, follow the rest information and answer accordingly.

You will be asked to choose and set up 3 security questions, change your username and PIN and finally confirm everything by entering the code sent to your phone number.

That’s all about activating your UBA Africard in Nigeria and any other African countries using UBA prepaid card.

Remember I said the card is not linked to any regular bank account. Meaning that you will need to load it each and everytime you want to use the Africard for online transaction…

But how can you do this?

How to Load or Fund Your UBA Africard in Nigeria

There are two sure ways to do this, if this is your first time.

  • One of the ways is to simply walk into nearest UBA business office or agent around with the amount you want to load in, and they will do it for you.

Note that, if you don’t have bank account UBA, you will have to go to UBA branch offices before you can be able to load money on the card.

  • The second way is so easy and it’s for those who have UBA bank account. You can load money into your Africard by simply using the UBA Mobile App or Internet Banking or Magic Banking.

I used the Mobile Banking App to load funds into my UBA prepaid card and was so easy.

  1. All you have to do is download the UBA official app, sign in by using your Client ID and PIN.
  2. After that, click on the “+” symbol you see at the top right corner of the screen and add your regular UBA account.
  3. Now to load funds, click on “Send Money” while you’re on the regular bank account screen. Then transfer more than N1,050 to the prepaid card

That’s all about loading funds into your UBA Africard in Nigeria and I hope you get it.

You can now use your UBA Prepaid Card to do any online transaction after loading it…

But here are few questions you may want to find answers to:

How much is UBA Africard Issuance Fee in Nigeria?

To get the said UBA prepaid card or Africard in Nigeria at the UBA banking hall is free but immediately you load funds into the card, the amount of N1,050 will be deducted immediately (for the card) just like when you just request for regular ATM card

What is the withdrawal fees and other Fees of UBA Africard in Nigeria?

You can see the UBA Africard fees and charges in the leaflet that accompanied your prepaid card.

But in case you misplaced it, here are the fees:

  1. Monthly maintenance cost N50 + VAT which may totally result to N52.50 but not up to N60/mo
  2. Every SMS you received just because of the card cost N4. if you received 10 SMS, that’s N40
  3. Withdrawing money with UBA Africard from UBA ATM gallery is FREE
  4. Withdrawing money with UBA Africard from any other bank’s ATM cost N65

That’s all about getting UBA Africard in Nigeria plus how you can activate and load funds to it.

If you have any question. Please use the comment box below and I will answer you promptly.

DISCLAIMER: I’m not a Staff at UBA, partner or an affiliate of UBA. I’m a blogger and internet marketer who likes to share most of his experiences and researches with great visitors like you.

If you have any issue, you can contact UBA customer care with this email: cfc@ubagroup.com

Please don’t forget to share this tips on how to get UBA Africard or Prepaid Card with your friends on social media or copy the link to recommend this post anywhere.

Visit us again.

My name is Stephen Gbolagade, people say I'm a multi-skilled guy. I guess maybe because I'm a Blogger, Website Designer, SEO specialist, Content Writer, Business coach, Digital Marketer, and Self-taught Frontend Developer. But what do I have to say about myself? My contents, personality, and services will say and prove the person I am to you. __________________________________________________________________________ You can hire me for Music Promotion, Website Design or Blog Setup, Marketing and any Digital-based tasks! __________________________________________________________________________ Contact me here on Facebook :: Instagram :: WhatsApp __________________________________________________________________________ If you're inspired by me and think it's necessary to buy me a cup of coffee, you can give me a tip HERE 👌

18 Comments

18 Comments

              Leave a Reply

              Your email address will not be published. Required fields are marked *

              Banking

              Cardless Withdrawal in Nigeria: How to Withdraw Money from ATM Without Card

              Published

              on

              Cardless Withdrawal in Nigeria

              (Learn how to use Cardless Withdrawal in Nigeria to withdraw money from your bank on any ATM gallery without your ATM card or making a bank transfer to anybody. This tutorial applies to all Banks in Nigeria)

              You urgently need to withdraw some money but you’re not with your ATM card (MasterCard, Verve or VISA), does that mean there’s no possible way except you make a bank transfer or get your card?

              Definitely No!

              The Cardless Withdrawal in Nigeria got you!

              Right in this blog post, I will show you how you can withdraw money from any ATM stand in Nigeria without your ATM card.

              I’m not going to bore you with long text, but straight to the point. 

              But before I start the easy tutorial, kindly note that Cardless Withdrawal is 100% legal and safe as long as someone who knows your banking details didn’t steals your phone to perform the transaction.

              So, that’s a warning for you; don’t ever let anybody have access to your phone without your consent or lock your banking apps and ensure you don’t reveal your banking PIN to anybody.

              Now, let’s talk about how you can withdraw cash from an ATM without using your MasterCard, VISA or Verve.

              How to Use Cardless Withdrawal in Nigeria

              I’m going to split this tutorial into two methods and you can choose (or use) any of them.

              1. Using Your Banking Mobile App
              2. Using Your Bank USSD Code

              Basically, if you want to use cardless withdrawal, you need to generate a token or what is called Paycode. This paycode is what you will punch on the ATM with the selected 4-digits PIN and amount.

              How much is the cardless withdrawal fee in Nigeria?

              Kindly note that N100 will be deducted for using the Cardless withdrawal service in Nigeria. If you want to withdraw N5000, have it in mind that N5100 will be debited from your account.

              How to perform Cardless Withdrawal Withdrawal via Banking Mobile App

              Note that this cardless withdrawal procedure is the same for all banks (GTBank, First Bank, UBA, Diamond, VFD Bank etc.), although, it might be slightly different due to how the banking mobile apps are designed. 

              And we are going to do this in two easy steps;

              STEP 1: On your Mobile App

              • Open your banking mobile app (if you don’t have, go to Playstore or Appstore to download your bank’s mobile app e.g GTWorld)
              • Sign in with your preferred method
              • Go to your mobile app menu and click on Cardless withdrawal (on GTworld app, click on Cashout in the home screen)
              • Select the account to debit (simply select your savings account or account with money)
              • If your app ask for the cashout terminal (such as GTBank), choose ATM
              • Select or write the amount you want to withdraw
              • Choose any 4-digits PIN to authenticate the cardless withdrawal at any ATM stand
              • Click on continue or submit

              That’s all you need to do on your mobile app.

              Now an automated 11-digits number known as PAYCODE or TOKEN will be sent to your phone number attached to that account number. Now, the next and final step!

              STEP 2: On the ATM Gallery

              Please make sure you have received SMS that have your Cardless withdrawal Paycode or token. Open your message system app on your phone.

              • After getting your 11-digits PAYCODE or TOKEN for cardless withdrawal, click on any button on the ATM
              • Now, select Cardless Withdrawal or Paycode feature >> Click on PROCEED
              • Now, you will be asked to enter your paycode or token: Enter the long number sent to you from your bank correctly
              • Type amount (you don’t need to include the N100 fee, it’s automatic)
              • Finally click on PROCEED

              The ATM will process your transaction and if the details you entered are correct, the money will be dispensed within one minute or less.

              ALSO READ: How to Start a POS Business in Nigeria

              That’s how you use cardless withdrawal in Nigeria via the mobile bank app.

              But what if you want to withdraw money and the internet connection is poor or you’re not with your browsing phone? You can use the banking USSD, here is how;

              How to Do Cardless Withdrawal Withdrawal in Nigeria via the Bank USSD Code

              • Dial the bank USSD code: In case you don’t know your Bank’s USSD CODE, check below
              • Choose Cardless or Cardless withdrawal (if you don’t see this option on first page, go to NEXT till you find it)
              • Select or write amount
              • Choose a PIN (4-digits)
              • Submit

              An SMS will be sent to you within 3 seconds. The SMS contains your Paycode or Token.

              If you have seen that, go to the nearest ATM gallery and follow the STEP 2 under Mobile app method above.

              NOTE: If you have account with VERVE, you can as well use it to generate the cardless withdrawal token by logging onto the Verve mobile app or generate Paycode using *322*8*Amount#

              Just in case you don’t know your bank USSD code, check them here:

              Full List of Nigerian Banks USSD Code for Banking Transactions

              • Access (Diamond) Bank — *901#
              • EcoBank — *326#
              • Fidelity Bank — *770#
              • First Bank — *894#
              • First City Monument Bank (FCMB) — *389*214#
              • Guaranty Trust Bank (GTB) — *737#
              • Heritage Bank — *322*00#
              • JAIZ Bank — *389*301#
              • Keystone Bank *7111# 
              • Polaris Bank *833#
              • Stanbic IBTC Bank *909#
              • Sterling Bank — *822#
              • United Bank for Africa (UBA) — *919#
              • Union Bank — *826#
              • Unity Bank — *7799#
              • VFD Bank  — *5037#
              • Wema Bank — *945#
              • Zenith Bank — *966#

              Conclusion: How to Withdraw Money with Cardless Withdrawal in Nigeria

              kindly be aware that I’m not a banker, an affiliate, partner or representative of any Bank in Nigeria. I’m just sharing the useful information you need, this may help you one day when you’re stranded.

              If you have any questions, kindly contact the bank customer care and please don’t share your banking or confidential details here. I will not be responsible for anything that puts you into risk simply by putting your details here.

              So, that’s all about withdrawing money from an ATM without your card.

              If you have done this before, can you please share your experience on Cardless withdrawal in Nigeria with us? Mine has been so smooth and fast.

              Help share this content with your friend also, so that they can learn how to withdraw money with an ATM card, you don’t know who this might help….

              Continue Reading

              Banking

              PayPal to Allow Buying, Holding and Selling of Cryptos By 2021

              Published

              on

              Open PayPal Account in Nigeria

              This is nothing but good news as the digital payment giant, PayPal set to allow the buying, holding, and selling of cryptocurrencies by early 2021. Although Skrill and CashApp have this feature in their product it’s not as popular enough as PayPal.

              PayPal boasts of 26 million customers across the world, where most of these customers are cryptocurrency enthusiasts but they had no choice but to stick to their cryptocurrency wallet apps.

              PayPal Holdings, Inc. gladden the hearts of its users when they announced on the 20th of October, 2020 that we can be able to buy, sell, or HODL cryptocurrencies on our PayPal accounts without connecting or linking to an external crypto exchange service.

              Just in case you don’t know;

              PayPal is an American company offering online payment systems for its users since 1998. The company allows its users to send, receive money, and also buy or pay for something online.

              Since the company has been actively operating, they deal with currencies like USD, EUR, GBP, and other popular currencies spend in different countries of the world, but since cryptos are not used popularly as means of exchange of goods and services, PayPal hasn’t added cryptos to its platform.

              You might be thinking…

              Will this Cryptos Features Be Available on Nigeria PayPal Accounts?

              Well, I’m not sure until when PayPal finally offers the Cryptos services by early 2021 as they’ve announced. But the chance that we will have this Cryptos feature in our Nigeria PayPal accounts is very lean.

              Recall that PayPal itself is not 100% available in countries like Nigeria, Pakistan, etc… Nigeria’s PayPal can only be used to purchase something online, it cannot send out funds not to talk of withdrawing money to your local bank account.

              RELATED: How to Create and Verify PayPal Account in Nigeria

              But if this PayPal cryptos service really works in our PayPal, then, that will be the best thing that has ever happened in Nigeria’s global payment sector after the acquisition of Nigeria’s fintech startup, Paystack by Stripe.

              But let’s just hope for the best, as PayPal said they plan to make sure its crypto service is available as a source of funds to its 26 million users across the world (They haven’t made any exemption yet).

              But why is PayPal venturing into Cryptos all of sudden?

              That’s one of the questions people may need to find answers to.

              Of course, PayPal has been existing since two decades ago, and Crypto is neither a new thing as well. But according to a press statement quoted by Nairametrics, the president and CEO of PayPal, Dan Schulman said the reason why Paypal is going into cryptocurrency is that:

              “The shift to digital forms of currencies is inevitable, bringing with it clear advantages in terms of speed, the ability for governments to disburse funds quickly, resilience, efficiency, financial inclusion, and access.”

              The PayPal CEO further said they’re working with central banks and financial regulators around the world to offer their support in shaping the impact of digital currencies globally.

              The digital payment company has been granted conditional Bitlicense by the NYPDFS, the New York State Department of Financial Services in other to encourage or support New York consumers through a partnership with the city authorized virtual currency companies.

              How PayPal is going to achieve this Cryptos’ Feast?

              A licensed and regulated crypto services provider company known as PAXOS Trust Company made it possible for PayPal to achieve their dream of offering crypto services to its 26 million (and new users) across the world.

              CONCLUSION:

              This is a great development and we are expecting to see this amazing feature soon! Even if PayPal will not allow Nigeria’s PayPal accounts to enjoy this crypto service, I believe it will still be of benefit to those currency exchangers in Nigeria – provided they play along smartly.

              Since you’re here;

              #EndSARS #PoliceBrutalityinNigeria #BadGovernance

              I feel so disturbed seeing unarmed protesters being killed by Nigerian security agencies just for protesting peacefully against the bad omens in the country.

              Everywhere is risky and in chaos, war is subtly escalating!

              I really wish I can call every and each reader of my blog, pertaining to this our dear country – Nigeria.

              A lot has been happening in the country which has negatively affected us democratically. Nigeria is the world poverty capital of the world but yet, we have the richest politicians in the world. Our reputation is not good globally and the whole Nigeria system (Education, infrastructure, employment, government, and everything)  is a SCAM.

              ….and, it’s time things change for the better.

              For example, we need a country where foreign investors and company will be glad to work with. That’s why thousands of patriot Nigerian youths are protesting against Bad governance, Police brutality, and other bad things happening in the country.

              But right now, as your brother, friend or son, kindly stay INDOOR for now. This is not the right time to REVENGE, let’s stay SAFE and come back stronger.

              World powerful organizations such as the UK parliament etc., are interfering. And hopefully, the ICC and the United Nations won’t ignore us.

              Please stay INDOOR, that’s the best precaution to stay SAFE, this is not Corona Virus, this is more brutal than COVID-19.

              Stay at HOME, Stay SAFE!!!

               

               

              Continue Reading

              Banking

              VBank in Nigeria: Save Money, Get Loan, Invest & Earn on Referral

              Published

              on

              VFD Microfinance Bank VBank

              Hello guys, have you heard about VFD Microfinance Bank or simply VBank in Nigeria? Not really? Well, I’m about to tell you what’s up about this bank; how you can save money, apply and get a loan, invest your savings wisely and get financial tips that will spark your financial curiosities.

              NOTE: This is not a sponsored post (i.e., I’m not paid to write about VBank or promote any of their services). This is just like other posts I write from my personal experience and what’s working for people.

              But I’m going to give you honest reviews about their products (or services), their mobile apps and their website. I will start the basics;

              What to Know about VFD Microfinance Bank

              According to the company’s overview, VFD Microfinance Bank is a financial services institution based in Lagos State, Nigeria. They operate fully in the ‘Microfinance Banking Sector’ and have different finance experts who come together to help transform their customers’ goals to reality.

              According to the company;

              We’re in the business of helping all our customers achieve their desires, solve intermittent problems and create wealth, through high yield savings accounts and low interest rates on loans.

              Although Vbank has its head office in Lagos, you can bank with them anywhere you are in Nigeria. You know this is made possible by virtue of advancement in financial technology – thanks to that.

              In fact, I’m living in Osun State and I have an account with them which I hope to grow my savings with them.

              But you may be thinking that you’ve heard about different digital banks and some seemed to be a fraud. And that may bring a particular question to your mind that;

              Is VFD Microfinance Bank or VBank Scam or Legit?

              Without much ado, VFD Microfinance Bank is Legit!

              Why do I say that?

              In the title of the post, you read that it’s Don Jazzy Endorsed, right?

              Yes, Don Jazzy openly endorsed VFD Microfinance Bank via his verified social media handle (here @Donjazzy) and that’s how I personally learned about this digital Microfinance bank in Nigeria.

              I believe Don Jazzy won’t put his global reputation on risk in order to vouch for a scam or fraudulent banking company.

              Well, I didn’t register an account with VFD immediately I learned about them from Don Baba, but had to check on their website and reputable to see if they will woo my darling self. And you know what? They seduced me with their services and had to register for an account immediately.

              I also learned (through research on Google) that VFD Microfinance bank is featured in Guardian Online Magazine, Techpoint Africa, Business Day, Nairametrics, and they’re in UNILAG – a reputable university in Lagos State.

              Now, let talk about what you can do with VFD Microfinance Bank.

              Why Using VBank in Nigeria?

              You know that temptation is a real bastard when it comes to money.

              Sometimes, you may find it difficult:

              • To save money in your piggy bank at home (because you might find yourself spending it easily)
              • Save with a bank (because the money will be deducted for some charges like SMS alert and other arrant charges)
              • Apply and get a loan easily in Nigeria

              But what If I tell you that with VBank in Nigeria, these challenges are eliminated because they created the platform for you in mind.

              Overview of VFD Microfinance Bank’s 5 Top Products and How They Help

              1. Employee Loan

              This is one of the loan packages for employees by VFD Microfinance bank and if you’re working with any company, you might be eligible.

              Note that your company must be able to sign a MoU with VFD and agree to pay back the loan from the salaries.

              How this helps

              If you are a staff of a company and you’ve been looking for a way to get loan, this package is for you and you’ll enjoy good interest rate, get the money within 6 hours after applying and you can back from the company salaries for 12 months (that’s a year)

              APPLY HERE: https://vfdbank.com/employee

              1. Travel Loan

              You’ve been trying to enjoy yourself somewhere outside the country and you don’t have enough money for the vacation, right? Don’t feel sad, VBank is now in Nigeria to help you with their travel loan package.

              VFD Microfinance Bank partnered with WONTRA, a company where you can book your flight, accommodation, rental cars and help you with amazing attractions and holidays.

              With this partnership, VFD Microfinance Bank will help you fulfill your dream to travel and enjoy yourself outside the country.

              Before you can be eligible, you will have to meet their requirements and accepts their terms and conditions. For more, read and apply here: https://vfdbank.com/travel-loan

              1. Secured Loan

              You may need an urgent loan to take care of something like medical bills or anything, VFD Microfinance Bank understands that at this junction, you are seriously in need of cash and some people or bank might turn down your request for loan…

              That’s why they offer this package for anyone who can provide a collateral for the quick loan.

              Such collateral (or assets) must be proved by you by providing the necessary documents and other requirements.

              The good news is that you can get a loan up to N2millon as long as you secured it with an original asset.

              To learn more and Appy, check here: https://vfdbank.com/secured-loan

              1. Unsecured Loan

              Unlike Secured loan package where you’ll have to provide a collateral, VBank offers loan to professionals informal employment of blue chip/multinational organization.

              In simple words, people who can apply for this loan are however banking professionals or regular customers and the maximum you can be given is N250k within 6 months.

              You will be given the fund within 24 hours of providing necessary documents.

              To learn more and to apply, check here: https://vfdbank.com/unsecured-loan

              1. Savings

              Your case may be different, you may not need a loan but would like to save some money. IF that’s the case, VFD Microfinance Bank offers a hybrid savings package.

              You’re not just keeping your money here but you’re making your money to work for you while you save.

              With the VFD_MFB hybrid or Vbank saving package, you’ll earn a compounded monthly interest of 14% per annum on whatever you save.

              Note, this campaign is designed to help people who’re ready starting investing for as low as N50k.

              For more details about this and getting started, check here; https://vfdbank.com/startnow

              Let talk about registering;

              How to Register an Account on VFD Microfinance Bank

              I will not go deep into this, because the registration steps are easy and I trust that it’ll be easy for you. To register with VBank, you’ll need:

              • Download the app – Click here to download for Android | iOS
              • A working email address
              • A passport photograph on your phone (to upload a profile pic)
              • Your BVN and/or Bank Account Details (Name of Bank and Account Number)
              • Use this code 👉 N8AXD – as your referral code or ID.

              If you have these ready, go to their website to register and follow the prompt steps.

              I personally use their android mobile app (which is free), you can get it on Google PlayStore (as shared above)

              Before registering, make sure that the phone number linked with your BVN is active because you’ll be sent a 4-digits PIN to validate your registration on VFD Microfinance Bank.

              After you’ve either registered with BVN or Bank details and might have done the validation successfully, the next thing is to navigate through your account!

              How to Send Transfer Money from Your Bank to VBank or VFD

              This is one of the problem people seems to be facing when using Vbank mobile app, but I’m going to show you how you can transfer or send money from your regular bank account to your new-found love, Vbank.

              Just let do this in 4 easy steps;

              • In your Vbank mobile app (after sign-in) at the homepage, long press on your account number to copy it, or simply write it down somewhere.
              • Go to your other bank app (either GTbank, Zenith or any bank), start sending normally like you usually do put your copied Vbank account number where it is necessary (where it suppose to be na – Beneficiary account number)
              • Now, you need to choose the Beneficiary Bank by searching for “VFD” and you’ll see the logo
              • Then complete the transaction as usual!

              This is very easy if you do send money through mobile apps, you can as well use USSD, but make sure you choose VFD Microfinance bank as the Beneficiary or receiving bank.

              Now, let’s talk about the;

              Added Benefit of VFD Microfinance Bank

              • You can become one of their sales agents and make money while helping to know about this helpful company, and follow-up until they start maintaining a certain balance on their account
              • You Can pay for bills such as Cable, Data, etc.
              • You can set and monitor a budget for each month
              • You are shown the analysis of your account (both inflow and outflow)
              • And you can rest assured of high security from their end.

              So, that’s what I can write about VBank in Nigeria

              Let me tell you that you need to be patient when registering because of internet service and you might encounter delay or validation errors (token). But if you notice this, wait for a while and try again. I faced this difficult, I entered requested and entered my token more than 8 times but finally, I register successfully.

              Also note that the 3 key agendas of VFD Microfinance Bank are Nigeria are to help you SAVE, INVEST, and gives LOAN if you meet their requirements.

              I will be updating you in case anything changes or added about VBank, till then, don’t forget to subscribe to my mailing list in other to receive free banking tips, how to make money online, business ideas that work in Nigeria, and a lot of useful info.

              Also, kindly share this post with your friend if this helps.

              Continue Reading

              Trending