PayPal Nigeria: How to Open a PayPal Account in Nigeria (That Sends and Receives Money)
How can I open a PayPal account in Nigeria, PayPal available for Nigerians, can I send and receive funds using PayPal in Nigeria and a whole lots of queries related to PayPal Nigeria are trending on search engines till this moment.
And I’m sure it is because you need this PayPal account earnestly, that’s why you landed on this page either from social media or search engine.
But whatever the case may be, I will teach you right in this blog post how to create your own PayPal account in Nigeria that sends and receives funds.
In case you’re just hearing the term “PayPal“, it’s a world most popular method of payment used and accepted by many countries across the globe.
With PayPal account, you can receive money from people living abroad (US, UK, Canada, India etc) and you will not provide them details of your Nigeria bank account. All you need to do in order to receive money from people through PayPal within and outside Nigeria is to provide them your email address as used in the PayPal Account creation.
But unfortunately, PayPal haven’t support users from Nigeria and this has become a major threat to making money online in the country because most of these online business requires PayPal for funds withdrawal.
But PayPal is gradually considering us but many of us in Nigeria still face some difficulties opening a PayPal account that sends and receives money efficiently.
The PayPal’s consideration on Nigerians is not that okay because most Nigerians with a Naija PayPal account are unable to make money online due to the fact that a Nigerian PayPal account can only not send or receive money conveniently and accurately.
Although there are ways to bypass this by using VPN etc.
But, this post seeks to enlighten Nigerians who intend to make money online on the official procedure for opening a PayPal account in Nigeria that sends and receives money.
Let talk about it right now…..
How to Open a PayPal Account in Nigeria
1. Define your purpose
Before going on to set up your Nigeria’s PayPal account, you’ll need to have a well-defined purpose for opening.
This is what I mean, are you a merchant, freelancer, affiliate marketer or an internet marketer who wishes to accept payment through PayPal, you’re good to go.
Although PayPal isn’t made primarily for online businesses only, you can still make payments if you’re into the analogue (offline) business world, but it’s not recommended.
Simply put; if you do digital business, accept digital payments through PayPal in Nigeria. If on the other hand you’re into the analogue side of the divide, it’s best you stick with your conventional mode of payment.
Bottom line is know what you need the PayPal account for before thinking of opening a paypal account in Nigeria.
You may be asking….
What are the requirements to open a PayPal Account in Nigeria?
You don’t need much in order to get a verified PayPal account in Nigeria. But you’ll be needing the following:
- An active email address
- A government issued ID card (National ID card, Voters card, Driver’s licence etc.)
- Your debit card (MasterCard or Visa)
- And your computer (or smartphone) with data connection.
If you have gotten those items listed above, then let start creating your PayPal account together.
2. Visit PayPal official website
Make sure you’re doing this on a PC or a good smartphone in “Desktop Mode” using a good browser like Chrome, Firefox or Safari.
Recommended: Top 10 Websites to Make Money Online in Nigeria
3. Click on SIGN UP
After visiting the official PayPal account website, at the homepage (the header), choose sign up since you’re creating a new PayPal account.
Afterwards fill in the following details:
- Choose your country (Nigeria)
- Fill in your first name
- Fill in your last name (Your Surname)
- Input your valid email address. I’ll advise you to create a new email for this purpose (you’d be asked of phone number later on).
- Choose a suitable password. Note that Password should include alphabets, decimals and special characters like !?&-*;:#@.
- Re-enter your password to CONFIRM and
- Select NEXT.
4. Fill In Your Correct Personal Details
The next page will request for your personal contact details. It’s a common trend among Nigerians to provide incorrect details while filling out forms either online or offline. Some do this on purpose may be to scam or to hide their privacy while others are due to error of some sort.
When it comes to filling out information on sites like when you’re trying to open a PayPal account in Nigeria, using correct/official details is important as a little mistake could lead to you not being able to add a card for receiving payment or make payments yourself.
Be sure to use official details when filling out forms on payments sites like this. Data like, Full name, date of birth, residential address and postal code should be correct as any discrepancies noticed may invariably render your account useless.
NOTE: What I mean by using your official personal details is to use information provided in your government issued means of identification such as your National ID card, Voters card, Driving licence or international passport.
To correctly open a paypal account in Nigeria, do the following
- Choose your nationality. (Which should be Nigeria)
- Your residential address comes next. You’re provided with two lines, ‘Address line 1’ and ‘Address line 2’. Make sure your address matches with the address used in your ID card or the means of identification you’ll be using.
- Your city and postal code is the next option. You already know your city but you probably don’t know your postal code. It’s easy to get any information we need these days via the internet. So you could Google “State postal codes“, let’s say you leave in Lagos State, just Google “Lagos State postal codes” and you’d have a complete list of postal codes for various areas in Lagos State.
- After filling out your city and postal code you’d need to input your state. This isn’t your state of origin, rather it’s your state of residence which should contain your city above. If your city is Port Harcourt, it means your state will be Rivers State.
- Your date of birth. This also should be the same as what’s on Government issued ID card you’ll be using
- Lastly you will have to input a valid phone number. The mobile number of choice should be an active number because PayPal will send OTP to confirm you’re the real owner of the account.
5. Accept the PayPal Terms
After this, you’re left with two unchecked boxes, the first one “Stay logged in for faster checkout“, once checked, you don’t need to login each time you want to pay or receive money as long as you don’t change the browser.
The second box lets you confirm PayPal’s ‘User agreement’ and “Privacy statement’. Though it’s quite lengthy, reading these terms and policies helps in reducing future issues. After reading the agreement and statement, accept and click on the blue “Agree and Create Account” tab.
Congrats, you’ve successfully opened your new Nigeria’s PayPal account! But hey, don’t get too excited as you can’t send or receive payments yet.
No worries, you did nothing wrong but just continue with the steps below;
6. Verify (and Activate) Your PayPal Account
After the first steps above (Opening an account), it’s now the time to verify the paypal account and you will do so by firstly adding a card to it.
Your email address will be used to make payments directly to your PayPal account and in order to activate this you need to first of all confirm your email address.
Go to your email you used to register for the PayPal and on getting to the email, you will see a new message (from PayPal) asking you to confirm your application.
A four digit pin will be sent to your email, after confirmation, you’ll be able to send and receive payments and more using your Nigerian PayPal account. You’d also be assigned a unique ID called “Merchant ID” which is a 15 character key used in identifying your PayPal account.
Happy? Cool but you need to do something to perfectly set up your PayPal account in Nigeria. Here is what you need to do:
After confirming your email address, you’ll be taken to a new page where you asked to “Add a card to your PayPal account”. You can decline, if you wish to add your card later.
But, if you choose to add a card to verify your PayPal account as a Nigerian, note that Verve cards won’t work!
You’re to use either Visa or MasterCard which should work perfectly with your Nigerian PayPal account. Your bank of choice also plays a role in determining if your card will work on PayPal. UBA, Zenith Bank, Access Bank and GT Bank MasterCards are among the top cards that works perfectly for international payment and they’re acceptable by PayPal.
So contact your bank to see if your card is compatible with international online payments.
How to Add a Card to Verify PayPal Account in Nigeria
If your card is compatible, go ahead and link it to your PayPal account. Here is what you need to note:
- Credit Card Number: This is the sixteen (16) digit number you usually see at the back of your debit card
- Expiring Date: The month/year that your debit card will expire. It’s like 12/30, 12/19 etc.
- CVV (or CSC): This is the 3 digit number usually seen at the back of your card, above the signature. It’s very important, it serves as your password to access your card. Don’t let people see it at all because scammers are scavenging everywhere.
If you have add your card details to the recent PayPal page, your card have been successfully linked to your PayPal account and you can now send or make payments. You need to complete your card linking as follows;
Getting 3 digit number to finally complete your PayPal account opening.
But Note: You need to have an approximate of $1.50 in your bank account which is equivalent to around N500.
PayPal will deduct $1.19 (let say N400) but don’t worry as this money will be sent back to your account after verify that you’re the real owner of the account.
Your bank will send you the notification that it was deducted from your account (as usual credit alert) and few hours later when you’re refunded, you will see another notification on your phone with some random text consisting of alphanumeric data.
The data look like PP*568khgdkmg and so on.
You just need the 3 number after that PP* to complete your PayPal account verification and card linking.
After entering the 3 digit number sent to your phone in the PayPal account verification, congratulations as you have perfectly completed everything!
What next? Start transacting with your account!
This is how you can open a PayPal account in Nigeria and get verified. Kindly share this article with your friends on social media and don’t forget to ask any question you have below.UPDATED