
Published
4 years agoon
You may have landed here while searching on Google for the best loan apps in Nigeria or any related queries such as “how do I get quick loan in Nigeria without collateral”, “where and how can I get loan in Nigeria” and whole lot of questions pertaining to that.
The amazing thing about this blog post is that, all loan apps in Nigeria recommended here are free to download and you can request for loan without any collateral…!
I don’t need to talk much about the reason why people secure quick online loan in Nigeria.
Getting quick online loan in Nigeria is important because, every now and then, one will need some good amount of money to do certain things such as starting a business, getting that degree in higher institution, for building house or acquiring a new digital, technical or vocational skill.
All these things and more requires money, which at some point may be not be available at the right time. Hence, the need for a loan to finance these needs is embraced.
Thanks to advancement in technology, you now probably don’t need to queue up in a bank in other to borrow money, the whole process has been simplified using any of these loan apps in Nigeria.
Today, you just need some clicks on your smartphone here and there, using any of these loan apps in Nigeria and viola, you get the loan online quickly. But hey, it’s not all simple and rosy, there are certain prerequisites to meet in order to get a loan request approved, I’ll be telling you about it and other thing you need to know below.
This article explain ten (10) of the best loan apps and how you can get quick online loan in Nigeria.
But before we start, you need to note this:
For safety reason, all the loan apps listed below can be downloaded from the Google Play Store, Google performs regular checks on apps on its store and kicks out any app found guilty.
You’ll be sharing financial information on the apps below, and for your safety these app developers encrypts your information shared with them.
You might be thinking…..
Benefits of these loan apps in Nigeria?
- Firstly, the app offer only micro loans, why go through the same stress as someone seeking a million naira loan, when you can get it done with just a few clicks.
- No collateral needed before you can get quick loan using these loan apps
- Secondly, the time of processing and subsequent decline or disbursement is pretty fast, you can’t get it on any commercial banks, none!
Requirement to Get Quick Online Loan Using Apps in Nigeria Without Collateral
- A Smartphone (Android)
- Good Internet Connectivity
- A Functional Bank Account
- Your Bank Verification Number (BVN)
- A valid ID card for identification
- No need for a collateral
How to Get Quick Online Loan in Nigeria Without Collateral
Once you’ve secured the necessary requirements, go to Google Playstore and search for these loan apps in Nigeria, apply for the loan via any of the app listed below. Although it’s important to get these things in place in order to get the loan online quickly but, it doesn’t automatically guarantee you getting that loan.
Once you’ve entered your account details, these app scour through your previous transactions, SMS/Call record etc. If you’re deem fit enough, you’re loan request will be accepted and disbursed appropriately to you.
So, what are the apps that you can use to get quick online loan in Nigeria?
Let’s see the top 10 loan apps in Nigeria and what they’ve got in stock for us!
Top 10 Loan Apps in Nigeria to Get Quick Loan Online Without Collateral
1. Carbon (Paylater)
Carbon which was formerly known as Paylater brought about the idea of granting loans via smartphones. The firms has metamorphosed now to Carbon.
Not just the name change, the overall app layout has been revamped to something cool looking. Moving away from the aesthetics, the app check all the boxes in terms of security.
Getting eligible for a quick loan in Nigeria using Carbon isn’t a tough ask, it requires permission to go through your banking history and information so as to suggest a loan amount.
Also, repaying your loan before schedule gives you some loyalty benefits and also qualifies you for higher denominations.
With the UI and UX design, this is absolutely the best loan apps in Nigeria to get loan without collateral.
2. Branch Personal Finance
Branch, a loan app in Nigeria created by the branch International group seeks to simplify the process of getting quick loans online. The major challenges faced by loan seekers – collateral.
All forms of collateral is eradicated and you don’t need to worry about it anymore.
The app is pretty straightforward; no paperworks of any kind, no running helter skelter from offices to offices. All you need do is, create an account via your smartphone after installing the app, apply for your loan and get it delivered to your bank account or mobile money account within seconds.
In Nigeria, loans via Branch goes from N1,500 to N200,000 lasting for between 4 weeks to 40 weeks. Security wise, your details share on the app are encrypted to ensure your safety.
3. FairMoney
Another top credit or loan app in Nigeria is FairMoney from FairMoney group.
FairMoney provides you credits of up N150,000 which you can use for any purpose. Securing credits via FairMoney is quite fast, easy, secure and reliable.
Repayments can be done in installments and you can even start paying an hour after receiving your loan. As with others, paying back on time qualifies you for bigger loan amount and lesser interest rates.
FairMoney currently ranks 4th in top free finance apps section of Google Play Store( as at when writing), but from a personal standpoint, it has to be 3rd on our list.
4. Palmcredit
Palmcredit is another reputable credit group and one of the best loan apps in Nigeria. Palmcredit brings loan of several amounts from N2,000 to N100,000 to your smartphone, making it easy to get that loan needed for that shoe business, opening that hair saloon, starting a restaurant business or invest in your already running business.
With Palmcredit your financial details are secure, there’s little to worry about.
Once approved disbursement of loan to your bank account take just 3 to 5 minutes. There’s also a referral program with which you can earn up N80,000 by referring your friends.
5. Sokoloan
Halfway through the list of top 10 loan apps in Nigeria we have Sokoloan, let’s see what’s in store for us.
With Sokoloan you can get instant loans for your business and personal needs. For starters, you’re limited to N10,000 but repaying promptly qualifies you for higher amounts.
How can I get loan on Sokoloan?
Download the app from play store, sign up by filling out your correct details (it should corroborate with the details on your bank account), apply, and if you meet the requirements, you get your loan in a jiffy.
Talking of requirements, one of the requirements stated clearly is that persons from age 25 to 50 wishing to apply should have a fixed job, other requirements will be requested of you while signing up.
6. LendMe Loan App
If you ever need a quick loan online in Nigeria for a certain reason, be sure to try out LendMe, they offer fast, secure and convenient loan which you can use for whatever you intend doing.
You get your loan in few minutes, via the LendMe app which you can find on Google Play Store. Credit amount ranges from two thousand to two hundred thousand naira.
The company will notify you on a regular basis on your repayment deadline so as not to miss it, and you can repay in installments or one off payments.
7. Aella Credit
Aella credit is another trusted credit lending platform that give out loans to individuals and employees. The app caters for all your credit needs by offering loans of various amount in little to no time.
Aella Credit app is mainly focused on employers and their employees, offering loans to employees of certain firms. But before you run to go get your loan, your company will have to be registered on the Aella Credit network.
8. Quick Credit
Just as the name suggest, the Quick Credit app offers quick loan facilities to individuals. It uses technological methods to check and offer loans to various persons.
It pretty easy to get started, get the app from play store, install and you could get your loan.
9. KKMoney – Easy Loan App
KKMoney by Cashigo group is quite new in the biz but they certainly do offer quality. They offer loans services in little to no time, once you’ve had the required “Credit score” you get your loan instantly.
In spite of their relatively new comer status, they tend to offer huge loan amount of up to N50,000. You don’t need a guarantor, collateral or much paperwork, just get the app installed on your Android phone and you’re good to go.
10. Jumia One
This may look surprising but yeah, the Jumia One app from Jumia now offers personal loans in Nigeria.
The app which primarily deals with bill payments of all forms like; cable/tv subscriptions, electrical bills, airtime and data purchase and many more, now offers credit with latest update.
Although, I haven’t tried my hands on the loan part of the app, I’m confident of the credibility of this app.
Given Jumia’s reputation as an online shopping website in Nigeria, for quality product and service Fnadelivery, and its payment method – JumiaPay, seamless integration with various commercial banks, one should expect the best from this app.
Wrapping it – Best Loan Apps in Nigeria, Get Quick Loan Online Without Collateral
Getting loans from financial institutions in Nigeria could prove to be a hectic task; filling out forms, submitting several documents and also, looking for and presenting a guarantor. All these could discourage you from getting that credit, but with the advent of these loan apps in Nigeria, these tasks are almost irrelevant.
One major disadvantage is that you can get huge sums, the app above don’t offer above N250,000, so if you’d be needing a huge amount, you’ll have to stick to the traditional methods.
……. And now over to you
I hope you like the article, what’s your take on these listed loan apps in Nigeria?
Have you tried any? Let me know in the comments!
I am a front-end developer, part-time blogger, incoming data scientist, an enthusiastic cynophilist, and a curious introvert. I'm available for side gigs and partnerships. Contact me here: on WhatsApp or check me on Linkedin

Business
GIG Logistics Branches and Location (Addresses) in Nigeria

Published
1 year agoon
January 1, 2022GIG Logistics by GIG Mobility is one of the leading logistics companies in Nigeria due to the company’s mode of operation. Delivery is fast and the fee is not as expensive as other competitors.
If you’re trying to ship your stuff across the country, or to other countries like in Africa, the USA, the UK, etc., GIG Logistics can be your sure plug.
But as a new customer, you may not know how to contact them. The good news is that you can do more with the company via their website (giglogistics.com).
But in case you need to visit one of their branches very close to you, and you don’t know where to go, I will be covering that in this blog post.
Important Notice: In case you don’t find your city on the list, don’t panic. GIG Logistics can still deliver to you but you may need to contact them via email or telephone call if you’re the one sending.
If you’re not sending but receiving, you don’t need to stress yourself, just be available when it’s time for delivery.

GIG Logistics Delivery Vans
You can easily click on your state in the table of content below rather than scrolling and scrolling till you miss what you’re looking for.
Here are the locations;
GIG Logistics branches and location in Nigeria
GIG Logistics Head Office in Nigeria
GIG Logistics Digital Hub. No 1 Sunday Ogunyade Street, Gbagada Expressway, Beside Eterna Fuel Station, Gbagada Lagos, Nigeria.
Abuja (FCT)
Garki
SICCONS PLAZA, Opposite Unity House, Beside Lifemate Furniture, Garki Area 11
Gwarimpa
House 38, 3rd Avenue Gwarimpa, Opposite Union Bank Abuja.
Gwagwalada
No 10 Ajibade plaza beside okay Japan Electronics.Park Road Gwagwalada .
Kubwa 1
Block, 43, Gado Nasko way, opp 2/2 Court Kubwa.
Kubwa 2
Opposite Ignobis hotel plot 17 Gidin dutse layout, kubwa.
Utako 2
Abraham Plaza, Suite A13 Plot, 6 A.E. Ekukinam St, Utako Abuja
Wuse 2
80 Aminu Kano crescents opposite Sherif plaza beside Wema Bank Banex wuse 2
Maraba Experience Center
No 132 GIZA PLAZA OPP CHRISGOLD PLAZA BESIDE MTN OFFICE MARARABA
Madalla
Madalla by Mobil, along Abuja – Kaduna Express Road.
Utako 1
Plot 113 I.V.W. Osisiogu Street, beside Utako Police Station Utako Abuja.
Zuba
206, Zuba Market, Opp. Lagos Line, Zuba
Lagos State
Alaba International
Cs1 Ground Floor Corner Stone Plaza By Dobbil Avenue Along Phone Village Road, Electronics Section Alaba International Market.
Ajah 1
KM 25, Lekki-Epe Express way, Ajiwe-Ajah.
Ajah 2
KM 22, Lekki-Epe Express way, Opp. Jeffrey’s Plaza, by Abraham Adesanya Roundabout, Ajah.
Akowonjo
41 Shasha Road, Akowonjo Junction, Dopemu, Lagos.
Awoyaya
Km 36, Lekki-Epe Express Way, by Ogunfayo Bus Stop, Eputu, Awoyaya Lagos.
Cele Okota
103, Okota Road, Cele.
Festac
1st Avenue Road, Festac first gate, besides INEC office, Festac town, Lagos.
Gbagada
7, Hospital Rd, Ifako, Gbagada, Lagos.
Gbagada Express Center
GIG Logistics Digital Hub. No 1 Sunday Ogunyade Street, Gbagada Expressway,Beside Eterna Fuel Station, Gbagada Lagos
Ikeja
9, Medical Road, former Simbiat Abiola Way, Opp, Zenith Bank.
Ikoyi
103 Awolowo road, Ikoyi Lagos.
Ikosi
16 Ikosi Road, Ketu Lagos.
Ikorodu
Sabo Road Garage, Ikorodu.
Ikotun
29, Idimu Road, Opp. Local Govt, Council, Ikotun, Lagos.
Ilupeju
13C Ilupeju Byepass, Ilupeju, Lagos.
International trade fair
Shop D77 & D78, Abia Plaza, BBA, Lagos Int’ Trade Fair Complex, Lagos.
Ipaja
164, Lagos Abeokuta Express Way, beside Diamond Bank, Lagos.
Jibowu
20 Ikorodu Express Road, Jibowu, Lagos.
Lekki Admiralty
No 1A, Wole Ariyo Street, Beside First Bank, Lekki Phase 1.
Lekki Admiralty 2
Jubilee Mall Admiralty Way, Lekki Phase One, Lekki.
Lekki (Fola Osibo)
Ground floor Legends Place Mall Plot 29 Fola Osibo Lekki Phase 1, Lagos.
Igbo Efon
Km 17 Scapular plaza Igbo efon.
Old Ojo Road
Old Ojo Road, by Police Station Lagos.
Ogba
3 Ijaiye Road, Beside FCMB Ogba.
Opebi
62 Opebi Road, Ikeja Lagos.
Oyingbo
No 25 Otto Causeway Opp Iddo bus top, Iddo Ebute Metta Lagos.
Sango
3, Abeokuta – Lagos Expressway, Sango Ota, Opp. Sango Bridge.
Surulere
26, Adeniran Ogunsanya, Surulere, Lagos.
Volks
169, Badagry Expressway, Volkswagen Bus Stop.
Victoria Island
1436 Sanusi Fafunwa Street, Victoria Island, Lagos.
Yaba
Tejuosho Ultra Modern Market, Ojuelegba Road, Yaba, Lagos.
Epe
Animashaun Plaza, Beside Petrocam fuel station, Near Epe T-junction, Epe.
Isolo
43, Osolo Way, Ajao Estate, Ekwu Awolo House.
Abia State
Aba
No 5 Asa Road Former/Old Nitel Building Aba
Umahia-1
8 Mission Hill, Opposite Villaroy Hotel, Umuahia Main Town
Umahia-2
No 60 Aba Road, Close to MTN Office at Aba Road, Umuahia.
Adamawa State
Yola
Plot 2 Bekaji Plaza, Bekaji Karewa Road, By Fire Service Roundabout, Jimeta Yola.
Ekiti State
Ado Ekiti Center
Soladola petrol station, beside Apc secretariat, opposite moferere junction, along ikere road, Ajilosun
Osun State
Osogbo
Ogo Oluwa Bus Stop, Gbangan / Ibadan Road, NIPCO Petrol Station, Osogbo.
Imo State
Owerri
Plot C31, Relief Road, by Relief Junction, Off Egbu Road, Owerri.
Niger State
Minna
Landmark: After Mr Biggs beside Nepa Office, Farm Center Area, Tunga, Minna – Niger State.
Benue State
Makurdi
No 4 Old Otukpo Rd, Opposite Dester’s by Savannah Roundabout.
Kogi State
Lokoja
No 1 IBB Way, Adankolo, Lokoja, close to Federal Medical Cente
Nassarawa State
Lafia
Shops 1 & 2 Police Officers Mess, Opposite Polaris Bank, Jos Road, Lafia.
Kebbi State
Birnin Kebbi
Ahmadu Bello Way opp alhaji boye coca cola Depot Birnin Kebbi, kebbi state.
Katsina State
Katsina
Shema Plaza Ground Floor, Mani Road, by W.T.C Round-About, Katsina State.
Kano State
Kano 1
No 1 bompai road by Tarawa Balewa way, Opp Grand Central Hotel Kano.
Kano 2
Centro Plaza, Opposite Buk Old Site, Kabuga, Kano.
Kano 3
No 32 Zoo Road, Opposite Shoprite, Kano.
Kaduna State
Kaduna 1
8 Ahmadu Bello Way, Off Kastina Roundabout, City Plaza, Kaduna State
Kaduna 2
Lagos Garage by Airforce Mami Mando, Kaduna State.
Kaduna 3
Nnamdi Azikiwe Expressway by Command Junction, close to Samrada Fuel Station (beside 911 bakery).
Zaria
Dairu Garba Plaza, 18 Sokoto Road, MTD Junction By Nnpc Filling Station, Sabon Gari, Zaria.
Plateau State
Jos 1
Plaza 1080, Yakubu Gowon way, Dadin kowa second gate.
Jos 2
Angwan Soya Zaria Road bypass, Opposite Jankwano Bingham University Teaching Hospital.
Jigawa State
Dutse
Government House Round-About, Asamau House Block B, Number 8, by Airtel Office, Dutse, Jigawa State.
Taraba State
Jalingo
32 Hammaruwa way. Besides former Kashere Filling Station Jalingo.
Oyo state
Ibadan 1
Town Planning Complex, by Sumal Foods, Ring Road, Ibadan
Ibadan 2
Suite 5, Kamal memorial plaze, former iyalode complex, opposite funcktionals clothing, bodija – UI road, UI Ibadan.
Ibadan 3
No 76 Opposite Arisekola Mosque Iwo Road Ibadan.
Ogbomosho
NNPC Mega Station, Opposite Zenith Bank, Star Light, Ogbomosho, Oyo State.
Kwara State
Ilorin 1
190, Ibrahim Taiwo Road(Upper Taiwo), Opposite Primo Pizza / Chicken Republic, close to new Wema Bank, Ilorin.
Ilorin 2
No 1 Umar Audi road, Fate Road, Tanke GRA, besides Hotels Mirabilis. Ilorin.
Enugu State
Enugu 1
7, Market Road, Holy Ghost Park, Opp. State Library, Ogui, Enugu.
Enugu 2
67, Zik Avenue Uwani Enugu.
Nsukka
No 64 Owerrani, Enugu Road, Nsukka.
Edo State
Uselu
202, Uselu Lagos Road, Ugbowo Benin City.
Akpakpava
112, Akpakpava Road, Benin City.
Airport Road
Shop 1, Omegatron Plaza, 47 Airport Road, Benin City.
Ramat Park
42, Benin/Agbor Road, Oregbeni, Ramat Park Benin City, Edo State.
Auchi
Okene Express Way, Opp Auchi Polytechnic, Auchi.
Ekpoma
Ukpenu Road Opp. Grail Message Centre, Akahia, Ekpoma.
Delta State
Asaba 1
Asaba Onitsha Expressway, By Head Bridge.
Asaba 2
445, Nnebisi Road, opposite Zenith Bank, Asaba.
Asaba 3
SUIT 53/54 INDEPENDENCE MALL OKPANAM RD, ASABA.
Warri 1
138, Effurun-Sapele Rd, by Airport Junction Warri.
Warri 2
116, Effurun-Sapele Warri Road, Effurun Opp. Our Ladies High School.
CrossRiver State
Calabar
29 Ndidem Usang Iso Road ( Aka Marian Road) Calabar.
Bauchi State
Bauchi
Shop 7, Yandoka Road, Adjacent MTN office. Opposite First Baptist Church, Bauchi State
Bayelsa State
Yenagoa 1
Kpansia Epia, Opposite Wema Bank by INEC Junction, Yenogoa
Yenagoa 2
Pam House, Tamic Road and School Road, Okutukutu By Isaac Boro Expressway, Yenogoa
Anambra State
Awka
Elite Shopping Complex Opp Crunchies fries, Enugu/Onitsha Expressway, Awka
Onitsha
2 Awka Road, By DMGS Junction, Beside All Saints Anglican Cathedral, Onitsha
Nnewi
No 73 – Owerri Road, Martina Chukwuma Plaza (Innoson Plaza), Opposite The Salvation Army Church, Umudim Nnewi
Akwa Ibom State
Uyo 1
3, Monsignor Akpan Avenue, Itam industrial layout, opp Timber Market, Itam.
Uyo 2
No 108 Oron Road, beside the First bank, Uyo.
Ondo State
Akure Center
No 22 Oyemekun Road by Cathedral Junction Akure
Rivers State
PHC Choba
LACFOG PLAZA Adjacent Choba Police Station East-west Road Choba PHC.
PHC Woji
No 118 Off Woji GRA, Same Building with Miskay Boutique By Bodo Junction, Port Harcourt.
PHC Stadium
No 9 Stadium Road, Beside Benjack, Port Harcourt
PHC Artillery
Cocaine Village Junction, Off Aba Rd, opposite Genesis, Rumuogba, Port Harcourt.
PHC Peter Odili
No 89 Peter Odili Road Port Harcourt.
PHC Ada George
No 18 Ada George By Okilton Junction, Port Harcourt.
Sokoto State
Sokoto
3/4 Maiduguri Road Gawon Nama Area
Zamfara State
Zamfara
C 1, A A Master Plaza Canteen Road Gusau.
======================================================
This is the complete list of GIG Logistics and their location in Nigeria. If you have any questions regarding GIG, kindly contact them directly. You can see how to contact them via their website at https://giglogistics.com
If you want to ship an item from the USA stores like Amazon, eBay, etc., to Nigeria, you can read my guide on how to ship with Heroshe Logistics.
Business
7 Super Professional Tips to Build a Successful Business in 2022

Published
1 year agoon
December 21, 2021It is a new year and you’ve been thinking of how you can build a successful business but don’t know how or where to start. Let’s talk about that and see if you’ll learn something, or be inspired.
Some businesses fail because they’re following old blueprints which no longer work effectively to build their startup.
We’ve learned a lot between 2020 and 2021, and we’ve seen how businesses are affected by the ongoing Corona Virus pandemic. But ideas to start or build a business are waxing stronger in us, how are we going to bring these ideas to reality?
But is 2022 the right time to start a business?
Yes, it’s never too late to start a business in 2022 and you are still going to see rapid growth if you put in all the efforts.
Regardless of the Coronavirus and its variants, you’ll agree with me that starting and building a business these days is easier compared to a few years ago as a result of technology and more investors who’re ready to provide capital for a futuristic business plan.
According to a report, investors spent more than $140 billion to support startups in 2017 and the figures have increased ever since then till date. This shows how people like you are creating something or a platform that solves a ‘problem’ and how people are ready to support it.
If you’re also planning to launch your startup, you’re welcome, it’s never too late to be phenomenal.
Aside from investors who’re ready to invest, you don’t necessarily need to build your business by renting a big hall or apartment for office use, thanks to COVID-19, you can gather your team and work remotely, while you’re saving a lot of money that will go into office setup.
If you have a good business plan or startup idea and you’re worried about what to do next, the following tips will help you get started;
7 Tips to Build a Business in 2022
#1. Do Your Research and Understand Your Mission
You see, a lot of people see other people building stuff and they got jealous to build something too – this is a wrong motivation to start a business.
You have to think clearly about what you want to do, you ask yourself: “In what way(s) can this idea or business help people?” – emphasize “help people”.
If you want to start a fashion design company, do your research thoroughly and understand that you’re about to build a type of business some people have built already. So, how are you planning to get better and beat your competitors?
For instance, can you think of a unique fashion trend and dominate it for the long term? If yes, what fashion trend and how can you hit the market with your idea?
You have to plan all these, you just don’t voluntarily jump into the ocean without knowing if it’s safe or not. If it’s not safe, then how are you going to survive?
#2. Get a Team Members with Common Goals
The spirit of being the CEO and (sole) founder is part of what’s killing some businesses and startups to date. I’m not saying you can’t build a business alone, you can! But you can’t survive alone. If you survive alone, you won’t go far alone.

People (Team) Working Together – Credit: Pexels.com
You have to understand this concept. If you read about big business builders in the world, you’ll notice one thing that’s very common to them – they don’t build alone!
Bill Gates, Mark Zuckerberg, Elon Musk, etc., will tell you that they called their friends when they were about to start their company. Why? It’s simply because they need teammates who can work with them to achieve their primary and respective goal(s).
The reason is simply that if one is falling, another person will lift him. And this boils down to you looking and calling the right people to join you or else if you fall, that’s the end of the business.
So look for the right people in your circle, during meetups, on social media, share the business idea with them and be patient to see those who’ll be ready to join you.
Getting team members here is different from hiring people. You have to look for someone or some people who’re ready to take ownership of the business and work diligently.
They can in turn be your co-founder, CTO, etc… Just make sure you’re careful and patient enough to see someone with the same common goal.
#3. Start Building with the Little You Have:
You know the type of business you want to build and you have someone or some people who are ready to work with you. The next thing is to start building that business with the little resources you have.
The mistake most people make is that they’re waiting for the “perfect time” and that time translate to when they have sufficient money to invest in the business. The truth is that that perfect time won’t come unless you start now.
And I will like to say this if you’re starting a new business but you don’t have money to invest personally, you’re still not going anywhere. It’s either you get a job, make money and come back to that idea or, you sell the business idea to someone else.
The bottom line is that you have to start from you, even if you will need investors to inject capital into your business, you have to show them something – your ideas + efforts.
#4. Create Good Information and Communication Flow
As part of what you’re starting with, is how you can bridge the communication gap between your business and your target audience (investors included). That’s why you need to invest in creating that information and communication flow.
This is not a big deal at all, you just need to create an online presence for your business by getting a website, getting on social media, and investing in Email marketing or CRM tools.
If you can’t build the website yourself, you can hire freelancers to get the job done for you, there are free email marketing tools like MailChimp that you can get started with. You can hire an expert to manage your business’s social media handles for you too. The person will be in charge of content creation, posting, and attending to comments.
Having a website is very important, if it’s just a landing page, do it and let people know about your business from there and use your social media handles to keep telling people about your mission, not that loudly tho.
#5. Start Expanding the Business
You’ve tried a lot, but it’s not the time to relax. It’s time to start thinking of expansion. I mean expansion at all lengths.
If you launch your business to focus on people in Canada and they accept it with open hands, it’s time to expand to New York, and then to Paris, to Africa, etc.
In your team as well, you need to have some people who will be in charge of marketing, human resources, engineering, international relation, legal, and many departments within your company.
With great power comes greater responsibility, the more you’re growing, the more you should expand.
But what if your company can’t afford to hire people you need to run the business as you’re thinking of expanding, is that the end? No, it’s not!
#6. It’s time to Seek Business Funding
This is not a must if your business can afford to finance itself, but I bet it can. As a startup that’s at the entry or expansion stage, you need money to take care of a lot of things and some people are ready to provide that money!
There are people called Angel investors and some are called Venture capitalists, these people are in the business of investing in other businesses to make a profit. No money is too big to invest for VCs as long as your company’s evaluation is also big.
If you think your business need funding, kindly check this blog post on how to get one for your business.
#7. Don’t Stop Expanding; Invest More in Your Business
You’re not there yet. Start investing more in advertising, your team members, think of innovation and, acquire other related small businesses.
Just don’t stop growing!
I hope these tips will help you start that business in 2022 and I believe you can conquer the world, don’t worry, start today!
If you love what you just read, kindly consider subscribing, and don’t hesitate to use the comment box below to let me know your feedback.
Business
MTN’s IPO: How to Buy MTN Shares with less than N50,000

Published
1 year agoon
December 3, 2021Here is your time to shine, you can now buy MTN shares and join the leagues of MTN shareholders in Nigeria.
Nigeria’s telecommunication giant, MTN Nigeria recently announced the selling of 575 million of its shares to the public on Tuesday, November 30th, 2021. Just in case you don’t know what “shares” is, let’s me quickly tell how it works;
What are Shares?
Share simply means a percentage of ownership in a company. Those who hold these shares are called “shareholders” and you can also call them “investors”.
What that simply means is that, let’s say you buy MTN shares, you have a percentage of every percentage of the company. If the stock rises, your share rises and vise versa.
How Shares Work?
The more shares of a company you’re holding, the more decision-making power you have in that company and the more your profit if the company is performing well.
Let’s say you buy 250 units of MTN shares at the rate of N169 each, which is N42,250.
And luckily, MTN stocks jump to x10, that’s also N42,250 x 10 for you. You’ve made N422,500!
That’s just the simple idea, if you know how FOREX, stocks, or cryptocurrency work, you have the idea of how Shares work also.
But you don’t need to panic because MTN Nigeria is leading and doing well in Nigeria, investing your money to buy from their shares will be a good return on investment (ROI) for you.
…and this is a golden opportunity if you’ve been looking for where to invest your money.
Right in this blog post, I’m going to share with you how can buy these MTN shares easily and answer a few things you may want to know. But let’s start with the eligibility and requirements;
Eligibility and Requirements to Buy MTN Shares
1. You must be 18 years old and above – No minors *(-_-)*
2. You need a Bank Verification Number, BVN
3. You need a CSCS (Central Securities and Clearing System) account
4. You must behold the shares for at least 12 months, if you can’t let your money work for you in 12 months, don’t even try buying.
5. You must be able to buy a minimum of 20 unit shares, while the maximum is 250 units.
Buying MTN Shares: Other things you need to know
- The general public can buy the MTN shares from December 1 to December 14, 2021 (just 2 weeks)
The MTN share offer will be priced at N169 per one unit - The minimum amount you’ll invest (for 20 units) is N3,380 and the maximum (250 units) is N42,250
Your stockbroker or a certified Momo Agent can help you - Visit https://mtnoline.com/PO in case you need help
Now, let’s talk about how you can buy MTN shares before the deadline!
How to Buy MTN Shares in Nigeria
There are two ways to buy the shares, you can buy through;
1. PrimaryOffer
2. MTN MoMo agents
Buy MTN Shares with PrimaryOffer
PrimaryOffer is a service (or product) by NGX exchange where you can buy new public offers like this MTN share. Here is how to buy your MTN shares on PrimaryOffer:
– Visit www.primaryofferng.com and click on “Get Started”
– Click on “I am an individual investor” if you’re buying for yourself
– You’ll land on a page with MTN branded banner at the top, but click on “Create an Account” to get a PO account
– Put your BVN number and correct date of birth
– Click on “Continue”
– On the next page, your primary data would have been generated from your BVN, fill out the remaining data such as “email address”, “your mother’s maiden name” etc.
– Click on “continue”
– Verify your OTP: check your email address to get the code
– If you do that correctly, your account will be verified and the next thing is to login
– Login with your email address and password
Finally, buy the MTN shares!
After you log in to your PrimaryOffer account, you will see the only shares available (MTN shares), click on the MTN logo, it will load to open a new page.
– Scroll down and put in the unit of shares you want to buy. Note that the minimum is 20 and the maximum is 250
– Check the agreement and conditions, and
– Click on “continue”
– CSCS account will be created for you, but you need to complete it manually on the next page by filling in one of your bank details
– Click on “update Bank”
– Continue to complete all necessary stuff such as uploading a proof of address, your national ID card, and your signature.
– You can as well complete your social profile
– If you’re done with that part, go back to offerings to buy the MTN shares.
Important Notice: You can also use the PrimaryOffer mobile app to do all these things.
ALSO CHECK: How to Invest in Treasury Bills in Nigeria
That’s the first method of buying MTN shares in Nigeria.
Buying MTN Shares with Receiving Agents
Just in case the steps above are too technical for you to do, you can use a receiving agent and the person will do all the hard work for you.
Receiving Agents you can use:
1. MTN MoMo Agents
MoMo agents have received training on how to help people buy MTN shares. So you can visit any MoMo agent close to you and they’ll help you out.
2. A Stockbroker
Stockbrokers are professional, if you see one, ask them for help but be careful and make sure you use a trusted broker.
So, that’s how to buy MTN shares in Nigeria.
Summary: How to Buy MTN Shares in Nigeria
– You can buy MTN shares for as low as N3,380 and the highest you can buy is N42,250
– The best way to buy MTN Shares is through the PrimaryOffer’s website or mobile app
– The public sale of MTN Shares will end on December 14, 2021 (Maybe this will be extended, I don’t know)
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